235 Mercado St, Durango, CO 81301 Property Records

La Plata County property record for 235 Mercado St, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,280 sqft · built 2018
Lot Size	0.068 acres (2,972 sqft)
Owner	Individual Name on File
Last Sale	$364,900 (Sep 2020)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-379`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-379`
Alternative APN	`R437063`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,618 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Lot Area	2,972 sqft (0.068 acres)
Garage Type	Attached
Garage Area	338 sqft
Porch	Porch
Porch Area	159 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R437063
Street Address	235 MERCADO ST
City	DURANGO
State	CO
Zip	81301-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: TRASLOMITAS THS RESUB LOT 121B 3 SPRGS VILL 1 FIL 2A LOT: 3 PER PLAT 1150599 235 MERCADO ST DURANGO 81301
Legal Subdivision	TRASLOMITAS THS RESUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1052
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	235 MERCADO ST, DURANGO, CO 81301-7301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage CENTRAL TR BK
Sep 30, 2020	Warranty Deed, Transfer · VA Mortgage CENTRAL TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Apr 5, 2019 · Amount on File
Deed Document Number	20201178584
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	235 MERCADO ST, DURANGO, CO 81301-7301
Document Number	0001178585
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	CTS COLORADO TITLE AND CLOSING S, CTS COLORADO TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 MERCADO ST DURANGO CO 813017301, DURANGO, CO 81301-7301

Mortgage

Document Number	0001178585
Date	Sep 30, 2020
Instrument	1178585

Lender

Name	CENTRAL TR BK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 30, 2020
Property Address	235 MERCADO ST, DURANGO, CO 81301-7301
Document Number	0001178584
Instrument Date	Sep 29, 2020
Instrument	1178584
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	CTS COLORADO TITLE AND CLOSING S, CTS COLORADO TITLE & CLOSING S

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 MERCADO ST DURANGO CO 813017301, DURANGO, CO 81301-7301

Mortgage

Document Number	1178585
Date	Sep 30, 2020
Instrument	1178585

Lender

Name	CENTRAL TR BK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,620 (-2.06%) Land $5,170 Building $22,450	$451,230 (-) Land $84,460 Building $366,770
2025	$2,481.00 (+5.66%)	$28,200 (+19.8%) Land $5,280 Building $22,920	$451,230 (+28.46%) Land $84,460 Building $366,770
2023	$2,348.00 (+8.45%)	$23,540 (+2.53%) Land $3,910 Building $19,630	$351,270 (+6.32%) Land $58,300 Building $292,970
2022	$2,165.00	$22,960 Land $3,750 Building $19,210	$330,400 Land $54,010 Building $276,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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