295 Main St, Apt 19, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 295 Main St, Apt 19, Reading, MA 01867

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 668 sqft · built 1969
Lot Size	1.91 acres (83,313 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Oct 2018)
Tax Bill	$3,322 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`READ M:012.0-0722-0044.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:012.0-0722-0044.0`
Alternative APNs	`M:012.0=0722=0044.0` `270000009190` `270000009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	30 Units
Building Area	668 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	83,313 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	270000009190
Street Address	295 MAIN ST, 19
City	READING
State	MA
Zip	01867-3615
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A40
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3003
Census Tract	334400

Owner

295 Main St, Apt 19 is owned and occupied by an individual who bought it in October 2018.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	295 MAIN ST, 19, READING, MA 01867-3615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Condominium Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jul 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Jul 21, 2017 · Amount on File
Deed Document Number	2018158888
Deed Book / Page	71750 / 282
Transfer Doc	69646-109
Record Updated	Oct 29, 2026

October 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	READING MA
Recording Date	Oct 16, 2018
Property Address	295 MAIN ST APT 19, 19, READING, MA 01867-3615
Document Number	71750-282
Book / Page	071750 / 000282
Instrument Date	Sep 21, 2018
Instrument	158888
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 MAIN ST #19 READING MA 018673615, 19, READING, MA 01867-3615

Mortgage

Document Number	71750-286
Date	Oct 16, 2018
Book Page	071750/000286
Instrument	158889

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Interest

Rate	3.38%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 21, 2017
Property Address	295 MAIN ST APT 19, 19, READING, MA 01867-3615
Document Number	69646-109
Book / Page	069646 / 000109
Instrument Date	Jul 18, 2017
Instrument	114952
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount on Record
Tax	$1,030.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 MAIN ST #19 READING MA 018673615, 19, READING, MA 01867-3615

Tax Assessment & Valuation

The 2026 property tax bill for 295 Main St, Apt 19 was $3,322, down 1.3% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,322.00 (-1.34%)	$303,100 (+2.54%) Building $303,100	$326,647 (-4.75%)
2025	$3,367.00 (+1.85%)	$295,600 (+4.79%) Building $295,600	$342,950 (+6.65%)
2024	$3,306.00 (+8.07%)	$282,100 (+16.09%) Building $282,100	$321,575
2023	$3,059.00	$243,000 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Main St, Apt 19 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 295 Main St, Apt 19 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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