Middlesex County and Reading Town property record for 295 Main St, Apt 18, Reading, MA 01867
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 627 sqft · built 1969 |
| Lot Size | 1.91 acres (83,313 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (May 2016) |
| Tax Bill | $3,357 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:012.0-0721-0044.0 |
| Primary APN | READ M:012.0-0721-0044.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Units | 30 Units |
| Building Area | 627 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 83,313 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 270000009180 |
|---|---|
| Street Address | 295 MAIN ST, 18 |
| City | READING |
| State | MA |
| Zip | 01867-3615 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | A40 |
| Legal Subdivision | AVON HOUSE |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 334400 |
295 Main St, Apt 18 is owned and occupied by an individual who bought it in May 2016.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 MAIN ST, 18, READING, MA 01867-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2016 · Amount on File |
| Deed Sale | May 11, 2016 · Amount on File |
| Prior Sale | Jul 23, 2004 · Amount on File |
| Deed Book / Page | 67236 / 465 |
| Transfer Doc | 067236-465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 295 MAIN ST APT 18, 18, READING, MA 01867-3615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 079949-324 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 79949/324 |
| Instrument | 53018 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 295 Main St, Apt 18 was $3,357, down 0.6% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,357.00 (-0.62%) | $306,300 (+3.27%) Building $306,300 | $316,287 (+4.56%) |
| 2025 | $3,378.00 (+1.84%) | $296,600 (+4.81%) Building $296,600 | $302,480 (+7.97%) |
| 2024 | $3,317.00 (+8.26%) | $283,000 (+16.27%) Building $283,000 | $280,155 |
| 2023 | $3,064.00 | $243,400 Building $243,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Main St, Apt 18 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 295 Main St, Apt 18 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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