Lincoln County property record for 295 Lewis St, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,442 sqft · built 1929 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,042 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-004-038-014.000 |
| Primary APN | 15-70-26-004-038-014.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,442 sqft Living Area |
| Basement Area | 1,221 sqft |
| Unfinished Basement | 1,221 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Street Address | 295 LEWIS ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 392-393 BONFILS ADDITION |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 26 |
| Legal Subdivision | BONFILS ADDITION |
| Legal Lot Number | 392-393 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 810305 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 295 LEWIS ST, TROY, MO 63379-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 295 LEWIS ST, TROY, MO 63379-1617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 295 LEWIS ST, TROY, MO 63379-1617 |
| Document Number | 002515/955 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 2515/955 |
| Instrument | 2025009520 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,513 (-) Land $4,684 Building $27,829 | ||
| 2025 | $2,042.00 (+9.96%) | $32,513 (+11.34%) Land $4,684 Building $27,829 | $171,120 (+11.34%) Land $24,650 Building $146,470 |
| 2023 | $1,857.00 (+5.87%) | $29,201 Land $3,010 Building $26,192 | $153,690 Land $15,840 Building $137,850 |
| 2022 | $1,754.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY PWS serves 15,000 people · EPA ID MO6010798 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.
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