207 Lewis St, Troy, MO 63379 Property Records

Lincoln County property record for 207 Lewis St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,726 sqft · built 1960
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (May 2021)
Tax Bill	$1,749 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-038-015.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-038-015.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
Basement Area	1,726 sqft
Unfinished Basement	1,726 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	150 ft deep x 20 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	207 LEWIS ST
City	TROY
State	MO
Zip	63379-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 35 ' LOT 392, W 85' LOT 395 BONFILS ADDITION & 20' X 150' VACATED ALLEY
Legal Range	01W
Legal Township	49N
Legal Section	26
Legal Subdivision	BONFILS ADDITION
Legal Lot Number	392-395
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 LEWIS ST, TROY, MO 63379-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jul 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	20217376
Deed Book / Page	2464 / 839
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 28, 2021
Property Address	207 LEWIS ST, TROY, MO 63379-1617
Document Number	2464/839
Book / Page	2464 / 839
Instrument Date	May 24, 2021
Instrument	2021007376
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 122, OLD APPLETON, MO 63770-0122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 LEWIS ST, TROY, MO 63379-1617

Mortgage

Document Number	2021007377
Date	May 28, 2021
Instrument	2021007377

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	2464/841
Date	May 28, 2021
Book Page	2464/841
Instrument	2021007378

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	207 LEWIS ST, TROY, MO 63379-1617
Transaction Type	Mortgage
Record Updated	Oct 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017006182
Date	Jul 3, 2017
Book Page	2412/0723
Instrument	2017006182

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,841 (-) Land $3,724 Building $24,117
2025	$1,749.00 (+10.07%)	$27,841 (+11.45%) Land $3,724 Building $24,117	$146,530 (+11.45%) Land $19,600 Building $126,930
2023	$1,589.00 (+4.75%)	$24,981 Land $2,394 Building $22,587	$131,480 Land $12,600 Building $118,880
2022	$1,517.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.

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