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295 Laurel Loop, Monterey, TN 38574 Property Records

Cumberland County property record for 295 Laurel Loop, Monterey, TN 38574 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage3,264 sqft Living Area
Lot Size117,612 sqft (2.7 acres)
OccupancyOwner Occupied
Last Sale$39,000 (2019)
Tax Bill$1,770.00 (2025)

Property Details

APN / Parcel Number

Primary APN017O-B-005.00
Alternative APNs
  • 02017OB017O00500
  • 018017O B 00500

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area3,264 sqft Living Area
Gross Area4,500 sqft Gross Area
1st Floor2,824 sqft 1st Floor
Basement Area1,012 sqft Basement
Finished Basement440 sqft Finished
Unfinished Basement572 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area117,612 sqft (2.7 acres)
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area664 sqft Garage
Shed1 Shed
Shed Area520 sqft Shed
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address295 LAUREL LOOP
CityMONTEREY
StateTN
Zip38574-7148
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCUMBERLAND COVE PB 9 PG 225 BLK 231 LOT 5 UNIT 201
Legal SubdivisionCUMBERLAND COVE
Legal Block231
Legal Lot Number5
Legal Unit201
JurisdictionCUMBERLAND TN
Minor Civil Division7
Census Blockgroup1
Census Block1005
Census Tract970301

Owner

Source: Cumberland County records · APN 017O-B-005.00

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address295 LAUREL LOOP, MONTEREY, TN 38574-7148
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
HIGHLAND FEDERAL BANK
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
HIGHLAND FSLA
Feb 24, 2020Correction Deed, Transfer
INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW
Oct 02, 2019Trustee's Deed, Construction Loan · Line of Credit
HIGHLAND FED'L S&L ASSN
Aug 02, 2019Warranty Deed, Transfer
INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2019 · Amount on Record
Deed SaleAug 02, 2019 · Amount on Record
Prior SaleMar 14, 2001 · Amount on Record
Deed Doc Number20199070
Deed Book / Page1555 / 535
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND TN
Recording DateJun 29, 2026
Property Address295 LAUREL LOOP, MONTEREY, TN 38574-7148
Document Number0000008849
Book / Page1752 / 1836
Instrument DateJun 24, 2026
Instrument20268849
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008849,
DateJun 29, 2026
Book Page1752/1836
Instrument20268849
Lender
NameHIGHLAND FEDERAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 20, 2041
Interest
Rate5.87%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND TN
Property Address295 LAUREL LOOP, MONTEREY, TN 38574-7148
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015699
DateDec 15, 2020
Book Page1595/1829
Instrument20015699
Lender
NameHIGHLAND FSLA
TypeBank
AddressCROSSVILLE, TN 38555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

February 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionCUMBERLAND TN
Recording DateFeb 24, 2020
Property Address295 LAUREL LOOP, MONTEREY, TN 38574-7148
Document Number0000001944
Book / Page001570 / 000707
Instrument DateFeb 18, 2020
Instrument1944
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyINTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 HOLSTEIN LN CROSSVILLE TN 385711176, CROSSVILLE, TN 38571-1176

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCUMBERLAND TN
Recording DateOct 02, 2019
Property Address295 LAUREL LOOP, MONTEREY, TN 38574-7148
Book / Page001560 / 000505
Instrument DateOct 01, 2019
Instrument11888
Transaction TypeConstruction Loan
Record UpdatedOct 17, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address82 HOLSTEIN LN CROSSVILLE TN 385711176, CROSSVILLE, TN 38571-1176

Mortgage

Document Number0000011888
DateOct 02, 2019
Book Page001560/000505
Instrument11888
Lender
NameHIGHLAND FED'L S&L ASSN
AddressCROSSVILLE, TN 38555
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 01, 2020
Interest
Rate TypeAdjustable Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND TN
Recording DateAug 02, 2019
Property Address295 LAUREL LOOP, MONTEREY, TN 38574-7148
Document Number0000009070
Book / Page001555 / 000535
Instrument DateJul 30, 2019
Instrument9070
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyINTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$144.30
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 HOLSTEIN LN CROSSVILLE TN 385711176, CROSSVILLE, TN 38571-1176

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyCumberland County
Unified School DistrictCumberland County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,770.00$155,950 (-) Land $6,250 Building $149,700$623,800 (-) Land $25,000 Building $598,800
2023$155,950 (+5.69%) Land $6,250 Building $149,700
2022$147,550 Land $6,250 Building $141,300$623,800 (+5.69%) Land $25,000 Building $598,800
2021$590,200 Land $25,000 Building $565,200

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