128 Laurel Loop, Monterey, TN 38574 Property Records

Cumberland County property record for 128 Laurel Loop, Monterey, TN 38574 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2012
Square Footage	616 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Garage	Finished, 1,399 sqft
Occupancy	Owner Occupied
Tax Bill	$1,374.00 (2025)

Owner

Source: Cumberland County records · APN 018017P C 06400

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	128 LAUREL LOOP, MONTEREY, TN 38574-7148
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Mar 04, 2005 · Amount on Record
Last Transfer Date	Jul 20, 2021
Transfer Doc	0000010663
Record Refreshed	Jun 08, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND TN
Recording Date	Jul 20, 2021
Property Address	128 LAUREL LOOP, MONTEREY, TN 38574-7148
Document Number	0000010663
Book / Page	1616 / 1315
Map Reference	MB 9 PG 220-227
Instrument Date	Jun 23, 2021
Instrument	21010663
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FORT SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	128 LAUREL LOOP, MONTEREY, TN 38574-7148

Mortgage

Document Number	0000010664
Date	Jul 20, 2021
Instrument	21010664

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2041

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00	$121,050 (-) Land $28,750 Building $92,300
2024	$1,374.00 (-3.1%)	$121,050 (-) Land $28,750 Building $92,300
2023		$121,050 (-) Land $28,750 Building $92,300
2022		$121,050 Land $28,750 Building $92,300	$484,200 (-) Land $115,000 Building $369,200
2021			$484,200 Land $115,000 Building $369,200
2018	$1,418.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (47035C), updated November 16, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	About 1 in 813 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`018017P C 06400`
Alternative APN	`017P C 06400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	616 sqft Living Area
1st Floor	2,754 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	1,399 sqft Garage

Exterior Amenities

Total Buildings	2 Total Buildings
Porch	Open Porch
Porch Area	645 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Heating System	Radiant Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	128 LAUREL LOOP
City	MONTEREY
State	TN
Zip	38574-7148
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, UNIT 201, COUNTY AREA: K02
Legal Subdivision	CUMBERLAND COVE
Legal Block	234
Legal Lot Number	64 63
Jurisdiction	CUMBERLAND TN
Minor Civil Division	7
Census Blockgroup	1
Census Block	1012
Census Tract	970301