Branch County property record for 295 Jamie Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,443 sqft · built 2000 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 2024) |
| Tax Bill | $3,375 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-S90-000-007-00 |
| Primary APN | 070-S90-000-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 1,435 sqft |
| Basement Area | 1,435 sqft |
| Unfinished Basement | 1,435 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Area | 504 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 295 JAMIE DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 7 OF SPARTAN COURT SUB SEC 8 T6S R6W SPLIT FOR 1998 OUT OF 070-008-200-110-00 |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 08 |
| Legal Subdivision | SPARTAN COURT SUB |
| Legal Lot Number | 7 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 951302 |
295 Jamie Dr is owned and occupied by two individuals who acquired it in August 2026.
Source: Branch County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 JAMIE DR, COLDWATER, MI 49036-8648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 10, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on File |
| Deed Sale | Sep 17, 2024 · Amount on File |
| Prior Sale | Mar 10, 2020 · Amount on File |
| Deed Document Number | 20244883 |
| Last Transfer Date | Aug 4, 2026 |
| Transfer Doc | 0000004903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 5, 2026 |
| Property Address | 295 JAMIE DR, COLDWATER, MI 49036-8648 |
| Document Number | 0000004903 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20264903 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 295 JAMIE DR, COLDWATER, MI 49036-8648 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 295 JAMIE DR, COLDWATER, MI 49036-8648 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202101177 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-01177 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 10, 2020 |
| Property Address | 295 JAMIE DR, COLDWATER, MI 49036-8648 |
| Document Number | 202001448 |
| Map Reference | LB 7 PG 86-86B |
| Instrument Date | Mar 6, 2020 |
| Instrument | 2020-01448 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,909.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 JAMIE DR, 295, COLDWATER, MI 49036-8648 |
| Name | Verified Name |
|---|---|
| Address | 10690 ORIOLE LN, PLYMOUTH, IN 46563-7976 |
The 2025 property tax bill for 295 Jamie Dr was $3,375, up 26.9% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,000 (+44.9%) | $364,000 (+44.9%) | |
| 2025 | $3,375.00 (+26.93%) | $125,600 | $251,200 |
| 2024 | $2,659.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 295 Jamie Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Jamie Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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