Branch County property record for 286 Jamie Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,438 sqft · built 1999 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $226,000 (Apr 2026) |
| Tax Bill | $2,996 (2025) |
| Deeds & Mortgages | Oct 2005 Mortgage Oct 2009 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-S90-000-001-98 |
| Primary APN | 070-S90-000-001-98 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,438 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 1,430 sqft |
| Unfinished Basement | 1,430 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 173 ft deep x 169 ft wide |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 286 JAMIE DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 EXC E 14 FT OF SPARTAN COURT SUB SEC 8 T6S R6W NEW FOR 2000 COMB 070-S90-000-001-00 & 002-00 NEW FOR 2012 SPLIT |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 08 |
| Legal Subdivision | FT OF SPARTAN COURT SUB |
| Legal Lot Number | 1-2 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 951302 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 286 JAMIE DR, COLDWATER, MI 49036-8648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 10, 2005 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY MORTGAGE SERVICES INC |
| Oct 15, 2009 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY MORTGAGE SERVICES INC |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2011 · Amount on Record |
| Deed Document Number | 20262432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 286 JAMIE DR, COLDWATER, MI 49036-8648 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01095/0854 |
|---|---|
| Date | Oct 10, 2005 |
| Book Page | 1095/0854 |
| Instrument | 09035 |
| Name | CENTURY MORTGAGE SERVICES INC |
|---|---|
| Address | 100 W CHICAGO ST, COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 286 JAMIE DR, COLDWATER, MI 49036-8648 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200907312 |
|---|---|
| Date | Oct 15, 2009 |
| Instrument | 2009-07312 |
| Name | CENTURY MORTGAGE SERVICES INC |
|---|---|
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 17, 2026 |
| Property Address | 286 JAMIE DR, COLDWATER, MI 49036-8648 |
| Document Number | 0000002432 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.2432 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196,303.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 JAMIE DR, COLDWATER, MI 49036-8648 |
| Document Number | 0000002433, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026..2433 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 17, 2026 |
| Property Address | 286 JAMIE DR, COLDWATER, MI 49036-8648 |
| Document Number | 0202602432 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20262432 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196,303.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 JAMIE DR, COLDWATER, MI 49036-8648 |
| Document Number | 0000002433, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20262433 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,300 (+49.88%) | $244,600 (+49.88%) | |
| 2025 | $2,996.00 (+2.85%) | $81,600 | $163,200 |
| 2024 | $2,913.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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