295 Hilltop Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 295 Hilltop Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,512 sqft · built 1978
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jul 2017)
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Dec 2020 Transfer Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456002980379000`

Property Details

APN / Parcel Number

Primary APN	`456002980379000`
Alternative APN	`53604`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,512 sqft Heated Area
Gross Area	2,559 sqft
1st Floor Area	1,512 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	87,991 sqft (2.02 acres)
Lot Dimensions	304 ft deep x 246 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	200 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53604
Street Address	295 HILLTOP LN
City	MURPHY
State	NC
Zip	28906-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O OLD HOWARD FOX TRACT 1565/552
Legal Subdivision	PAULA A BRYAN
Legal Tract	1565
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1037
Census Tract	930603

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 HILLTOP LN, MURPHY, NC 28906-8515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Intrafamily Transfer, Transfer
Jul 27, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	20173273
Deed Book / Page	1565 / 552
Last Transfer Date	Dec 22, 2020
Transfer Doc	1668/512
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Dec 23, 2020
Property Address	295 HILLTOP LN, MURPHY, NC 28906-8515
Document Number	1668/512
Book / Page	1668 / 512
Instrument Date	Dec 22, 2020
Instrument	8142
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	295 HILLTOP LN, MURPHY, NC 28906-8515

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 27, 2017
Property Address	295 HILLTOP LN, MURPHY, NC 28906-8515
Document Number	01565/0552
Book / Page	01565 / 0552
Instrument Date	Jul 24, 2017
Instrument	03273
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 CLUB DR, 1430, GREENSBORO, GA 30642-3429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 TEAL LN, FLORENCE, SC 29501-6389
Investor	Possibly a Property Investor

Mortgage

Document Number	03274
Date	Jul 27, 2017
Instrument	03274

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,342.00	$191,380 (-)	$191,380 (-) Land $12,000 Building $179,380
2023		$191,380	$191,380 Land $12,000 Building $179,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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