295 Harding Ave, Clifton, NJ 07011 Property Records

Passaic County and Clifton City property record for 295 Harding Ave, Clifton, NJ 07011

Property Summary

Property Type	Single Family Home
Details	1,014 sqft · built 1920
Lot Size	0.082 acres (3,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Nov 2019)
Tax Bill	$8,213 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00020-04-00004`

Property Details

APN / Parcel Number

Primary APN	`02-00020-04-00004`
Alternative APNs	`0200020000400004` `0200020400004`

Interior

Stories	1 Story
Building Area	1,014 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,563 sqft (0.082 acres)
Lot Dimensions	115 ft deep x 31 ft wide

Location & Zoning

Old Parcel Number	0200020400004
Street Address	295 HARDING AVE
City	CLIFTON
State	NJ
Zip	07011-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B1
Legal Subdivision	CLIFTON DEV CO
Legal Block	20.4
Legal Lot Number	4
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3012
Census Tract	124602

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 HARDING AVE, CLIFTON, NJ 07011-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	Feb 9, 2005 · Amount on Record
Deed Document Number	201953446
Deed Book / Page	3695 / 42
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 19, 2019
Property Address	295 HARDING AVE, CLIFTON, NJ 07011-3129
Document Number	0000053446
Book / Page	D3695 / 0042
Map Reference	MAP 337
Instrument Date	Oct 29, 2019
Instrument	2019053446
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	RELIANT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$857.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 STORMS AVE, 57, JERSEY CITY, NJ 07306-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 HARDING AVE, CLIFTON, NJ 07011-3129
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053447
Date	Nov 19, 2019
Book Page	M15837/0145
Instrument	2019053447

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,000 (-) Land $75,100 Building $58,900	$134,000 (-) Land $75,100 Building $58,900
2025	$8,213.00 (+3.26%)	$134,000 (-) Land $75,100 Building $58,900	$134,000 (-) Land $75,100 Building $58,900
2024	$7,954.00 (+3.96%)
2023		$134,000 Land $75,100 Building $58,900	$134,000 Land $75,100 Building $58,900
2022	$7,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20