Passaic County and Clifton City property record for 291 Harding Ave, Clifton, NJ 07011
| Property Type | Single Family Home |
|---|---|
| Details | 1,009 sqft · built 1920 |
| Lot Size | 0.082 acres (3,563 sqft) |
| Owner | Individual Name on File |
| Last Sale | $413,000 (Nov 2022) |
| Tax Bill | $8,182 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00020-04-00006 |
| Primary APN | 02-00020-04-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,009 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,563 sqft (0.082 acres) |
| Lot Dimensions | 115 ft deep x 31 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0200020400006 |
|---|---|
| Street Address | 291 HARDING AVE |
| City | CLIFTON |
| State | NJ |
| Zip | 07011-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B1 |
| Legal Block | 20.4 |
| Legal Lot Number | 6 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 124602 |
291 Harding Ave is owned and occupied by an individual who bought it in November 2022.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 291 HARDING AVE, CLIFTON, NJ 07011-3129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 13, 2018 | Loan Modification, Mortgage · Conventional Mortgage PNC MTG |
| Sep 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on File |
| Deed Sale | Nov 22, 2022 · Amount on File |
| Prior Sale | Aug 1, 2014 · Amount on File |
| Deed Document Number | 202253992 |
| Deed Book / Page | 4437 / 145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 22, 2022 |
| Property Address | 291 HARDING AVE, CLIFTON, NJ 07011-3129 |
| Document Number | 0000053992 |
| Book / Page | D4437 / 145 |
| Instrument Date | Nov 5, 2022 |
| Instrument | 2022053992 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | NOBLE TITLE, NOBLE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,445.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8224 SHANNON OAK LN, ELK GROVE, CA 95758-1171 |
| Name | Verified Name |
|---|---|
| Address | 291 HARDING AVE, CLIFTON, NJ 07011-3129 |
| Document Number | 0000053993 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022053993 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 291 HARDING AVE, CLIFTON, NJ 07011-3129 |
| Document Number | 0000051035 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 291 HARDING AVE CLIFTON NJ 070113129, CLIFTON, NJ 07011-3129 |
| Document Number | 0000051035 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 000738/000116 |
| Instrument | 51035 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2048 |
| Rate | 4.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 291 HARDING AVE, CLIFTON, NJ 07011-3129 |
| Document Number | 0000050014 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 291 HARDING AVE CLIFTON NJ 070113129, CLIFTON, NJ 07011-3129 |
| Document Number | 0000050014 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 015270/000185 |
| Instrument | 50014 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2048 |
The 2025 property tax bill for 291 Harding Ave was $8,182, up 3.2% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,500 (-) Land $75,100 Building $58,400 | $133,500 (-) Land $75,100 Building $58,400 | |
| 2025 | $8,182.00 (+3.24%) | $133,500 Land $75,100 Building $58,400 | $133,500 Land $75,100 Building $58,400 |
| 2024 | $7,925.00 | ||
| 2023 | $133,500 Land $75,100 Building $58,400 | $133,500 Land $75,100 Building $58,400 | |
| 2022 | $7,485.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 291 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 291 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures