St. Johns County property record for 295 Gracy St, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2023 |
| Square Footage | 3,707 sqft Living Area |
| Lot Size | 13,503 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,800,000 (2024) |
| Tax Bill | $29,427.00 (2025) |
| Primary APN | 184150-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 3,707 sqft Living Area |
| Gross Area | 4,743 sqft Gross Area |
| 1st Floor | 1,244 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,503 sqft (0.31 acres) |
| Lot Width | 60 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,036 sqft Garage |
| Porch Area | 480 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 295 GRACY ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8153 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 36-1 PT OF LOT 2 58FT ON RIVER OR5920/1484 |
| Legal Range | 30 |
| Legal Township | 08 |
| Legal Section | 35 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 21209 |
Source: St. Johns County records · APN 184150-0010
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 GRACY ST, SAINT AUGUSTINE, FL 32080-8153 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage DOLLAR BANK FSB |
| Jan 18, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Deed Doc Number | 202422190 |
| Deed Book / Page | 5920 / 1484 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 295 GRACY ST, SAINT AUGUSTINE, FL 32080-8153 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 295 GRACY ST, SAINT AUGUSTINE, FL 32080-8153 |
| Document Number | 0062320129 |
|---|---|
| Date | Oct 02, 2025 |
| Book Page | 6232/129 |
| Instrument | 2025080780 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 26, 2024 |
| Property Address | 295 GRACY ST, SAINT AUGUSTINE, FL 32080-8153 |
| Document Number | 0059201484 |
| Book / Page | 5920 / 1484 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024022190 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,600.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 JENKINS ST STE 105, 105, ST AUGUSTINE, FL 32086-5176 |
| Name | Verified Name |
|---|---|
| Address | 295 GRACY ST, ST AUGUSTINE, FL 32080-8153 |
| Document Number | 0059201486 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 5920/1486 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 295 GRACY ST, SAINT AUGUSTINE, FL 32080-8153 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 207 PUEBLA RD, SAINT AUGUSTINE, FL 32080-7664 |
| Document Number | 0054710216 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 5471/216 |
| Instrument | 2022005735 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,078,933 (-5.06%) Land $474,000 Building $1,604,933 | $2,078,933 (-5.06%) Land $474,000 Building $1,604,933 | |
| 2025 | $29,427.00 (+18.76%) Homeowner's exemption | $2,189,835 (+10.27%) | $2,189,835 (+7.03%) Land $474,000 Building $1,715,835 |
| 2024 | $24,779.00 (+362.64%) Homeowner's exemption | $1,985,805 (+372.81%) | $2,045,935 (+387.13%) Land $420,000 Building $1,625,935 |
| 2023 | $5,356.00 (-23.46%) | $420,000 (-22.84%) | $420,000 (-22.84%) Land $420,000 |
| 2022 | $6,998.00 | $544,320 | $544,320 Land $544,320 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures