290 Gracy St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 290 Gracy St, Saint Augustine, FL 32080 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	2,568 sqft Living Area
Lot Size	38,332 sqft (0.88 acres)
Garage	Attached, 594 sqft
Occupancy	Owner Occupied
Tax Bill	$7,613.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`184050-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,568 sqft Living Area
Gross Area	3,162 sqft Gross Area
1st Floor	899 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2000
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	38,332 sqft (0.88 acres)
Depth X Width	305 ft x 264 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	594 sqft Garage
Patio Area	45 sqft Patio
Porch Area	36 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	290 GRACY ST
City	SAINT AUGUSTINE
State	FL
Zip	32080-8152
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	26 26-1 27 & 27-2 PTS GL 2 LYING N OF GRACY ST & E OF MATANZAS RIVER - 50FT & 39.55FT ON RIVER & INCL A 20FT STRIP RESERVED FOR RD & A 29FT STRIP LYING E OF RD & N OF GRACY ST DB214/349 219/316 & 253/175 & OR532/389 & OR1284/1907-1918 &1327/590 & 135
Legal Range	30E
Legal Township	08S
Legal Section	35
Legal Block	2
Legal Lot Number	26
Jurisdiction	ST JOHNS FL
Minor Civil Division	MATANZAS
Census Blockgroup	2
Census Block	2005
Census Tract	21209

Owner

Source: St. Johns County records · APN 184050-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	290 GRACY ST, SAINT AUGUSTINE, FL 32080-8152
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 25, 2024
Transfer Doc	0060031323
Record Refreshed	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	290 GRACY ST, SAINT AUGUSTINE, FL 32080-8152
Document Number	0045010896
Book / Page	004501 / 000896
Instrument Date	Jan 06, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 STERLING DR FRANKLIN LAKES NJ 074171928, FRANKLIN LAKES, NJ 07417-1928

Mortgage

Document Number	0045010896
Date	Feb 09, 2018
Book Page	004501/000896
Instrument	9072

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 08, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,603 (+2.7%)	$1,343,525 (+0.07%) Land $931,400 Building $412,125
2025	$7,613.00 (+11.59%) Homeowner's exemption	$577,023 (+5.99%)	$1,342,524 (+10.92%) Land $931,400 Building $411,124
2024	$6,822.00 (+1.91%)
2023	$6,694.00 (+2.57%) Homeowner's exemption	$544,428 (+3%)	$1,210,299 (+5.46%) Land $827,000 Building $383,299
2022	$6,526.00 Homeowner's exemption	$528,571	$1,147,636 Land $862,211 Building $285,425

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.