295 E North St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 295 E North St, Geneva, NY 14456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,264 sqft · built 1900
Lot Size	0.235 acres (10,260 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Oct 2022)
Tax Bill	$2,943 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2018 Mortgage + 1 more
APN	`320500 91.17-2-33`

Property Details

APN / Parcel Number

Primary APN	`320500 91.17-2-33`
Alternative APNs	`050009101700020330000000` `02300820`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,264 sqft Living Area
1st Floor Area	744 sqft
2nd Floor Area	520 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,260 sqft (0.235 acres)
Lot Dimensions	228 ft deep x 45 ft wide
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02300820
Street Address	295 E NORTH ST
City	GENEVA
State	NY
Zip	14456-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDRA L SCHADING (R.I.) JABARA,CARMELA A (R.I.)
Legal Block	2
Legal Lot Number	33.000
Jurisdiction	ONTARIO NY
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1016
Census Tract	51700

Owner

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	295 E NORTH ST, GENEVA, NY 14456-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Jun 19, 2018	Deed of Trust, Mortgage · FHA Mortgage PREMIUM MORTGAGE
Jun 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	2022183
Deed Book / Page	1505 / 571
Prior Transfer Date	Sep 15, 1999
Prior Transfer Doc	1022000598
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Oct 3, 2022
Property Address	295 E NORTH ST, GENEVA, NY 14456-1948
Document Number	001505/571
Book / Page	1505 / 571
Instrument Date	Oct 3, 2022
Instrument	202210030183
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202210030184
Date	Oct 3, 2022
Instrument	202210030184

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	295 E NORTH ST, GENEVA, NY 14456-1948
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002831/0000000718
Date	Jun 19, 2018
Book Page	0000002831/0000000718

Lender

Name	PREMIUM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jun 19, 2018
Property Address	295 E NORTH ST, GENEVA, NY 14456-1948
Document Number	001408/873
Book / Page	1408 / 873
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
Municipality	Geneva City
Unified School District	Geneva City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,943.00 (+2.76%)
2025	$2,864.00	$83,700 (+19.57%) Land $6,300 Building $77,400	$90,978 (+1.38%) Land $6,848 Building $84,130
2023		$70,000 Land $6,300 Building $63,700	$89,744 Land $8,077 Building $81,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY serves 13,334 people · EPA ID NY3401156
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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