277 E North St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 277 E North St, Geneva, NY 14456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1900
Lot Size	0.072 acres (3,145 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2025)
Tax Bill	$2,124 (2026)
Deeds & Mortgages	Jun 2015 Mortgage Sep 2025 Sale & Mortgage
APN	`320500 91.17-2-28`

Property Details

APN / Parcel Number

Primary APN	`320500 91.17-2-28`
Alternative APNs	`050009101700020280000000` `02300770`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft
2nd Floor Area	560 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,145 sqft (0.072 acres)
Lot Dimensions	85 ft deep x 37 ft wide
Porch	Patio
Porch Area	296 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02300770
Street Address	277 E NORTH ST
City	GENEVA
State	NY
Zip	14456-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAM DWYER (R.I.)
Legal Block	2
Legal Lot Number	28.000
Jurisdiction	ONTARIO NY
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1016
Census Tract	51700

Owner

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	277 E NORTH ST, GENEVA, NY 14456-1948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2015	Deed of Trust, Mortgage FINGER LAKES FEDERAL CREDIT UNION
Sep 23, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage FINGER LAKES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Deed Book / Page	1567 / 132
Prior Transfer Date	Sep 22, 2025
Prior Transfer Doc	001567/132
Record Updated	Oct 29, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	277 E NORTH ST, GENEVA, NY 14456-1948
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002621/0000000668
Date	Jun 11, 2015
Book Page	0000002621/0000000668

Lender

Name	FINGER LAKES FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	79 Months
Due	Jan 1, 2022

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Sep 23, 2025
Property Address	277 E NORTH ST, GENEVA, NY 14456-1948
Document Number	001567/132
Book / Page	1567 / 132
Instrument Date	Sep 22, 2025
Instrument	202509230079
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CROSSROADS ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 E NORTH ST, GENEVA, NY 14456-1948

Mortgage

Document Number	0003333163
Date	Sep 23, 2025
Instrument	3333/163

Lender

Name	FINGER LAKES FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	003333/185
Date	Sep 23, 2025
Book Page	3333/185
Instrument	202509230081

Lender

Name	FINGER LAKES FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
Municipality	Geneva City
Unified School District	Geneva City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,124.00 (+2.76%)
2025	$2,067.00 (-28.53%)	$60,400 (-) Land $3,500 Building $56,900	$65,652 (+8.7%) Land $3,804 Building $61,848
2024	$2,892.00 Additional exemption filed	$60,400 (+10.83%) Land $3,500 Building $56,900	$60,400 (-13.56%) Land $3,500 Building $56,900
2023		$54,500 Land $3,500 Building $51,000	$69,872 Land $4,487 Building $65,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY serves 13,334 people · EPA ID NY3401156
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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