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295 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 295 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property TypeCommercial
Detailsbuilt 1997
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Tax Bill$8,771 (2025)
Deeds & MortgagesMar 2026 Transfer
Jan 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-2270-0021-01-0

Property Details

APN / Parcel Number

Primary APN03-2270-0021-01-0
Alternative APN
  • 11-03-2270-0021-01-0

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Fire ResistanceMasonry Walls, Wood Interior
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 74.2 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address295 E NAPIER AVE
CityBENTON HARBOR
StateMI
Zip49022-7333
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeD1 COMM
Legal DescriptionLOT 21 FAIRFAX
Legal SubdivisionFAIRFAX
Legal Lot Number21
Legal Unit21
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2014
Census Tract2000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2549 RIVERBEND DR, BENTON HARBOR, MI 49022-6945
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Quit Claim Deed, Transfer
Quitclaim
Jan 8, 2024Land Contract, Transfer · Land Contract
ALAN MAYNARD
Jan 4, 2024Quit Claim Deed, Transfer
Quitclaim
Jan 31, 2020Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2023
Deed SaleJun 13, 2023
Prior SaleJan 31, 2020 · Amount on Record
Deed Document Number2023382626
Deed Book / Page3405 / 4115
Last Transfer DateMar 16, 2026
Transfer Doc0000455479
Record UpdatedOct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERRIEN MI
Recording DateMar 16, 2026
Property Address295 E NAPIER AVE, BENTON HARBOR, MI 49022-7333
Document Number03472/2946
Book / Page3472 / 2946
Map ReferenceLB 8 PG 51
Instrument DateMar 16, 2026
Instrument2026455479
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2549 RIVERBEND DR, BENTON HARBOR, MI 49022-6945

January 2024: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBERRIEN MI
Recording DateJan 8, 2024
Property Address295 E NAPIER AVE, BENTON HARBOR, MI 49022-7333
Document Number03418/3624
Book / Page3418 / 3624
Instrument DateJan 8, 2024
Instrument2024396024
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2934 NILES AVE, SAINT JOSEPH, MI 49085-2418

Transferred To (Grantee/Buyer)

NameVerified Name
Address1734 SMYERS DR, BENTON HARBOR, MI 49022-6543

Mortgage

DateJan 8, 2024
Lender
NameALAN MAYNARD
TypeSeller
Agreement
TypeLand Contract
AmountAmount Recorded

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERRIEN MI
Recording DateJan 4, 2024
Property Address295 E NAPIER AVE, BENTON HARBOR, MI 49022-7333
Document Number03418/2396
Book / Page3418 / 2396
Instrument DateJan 4, 2024
Instrument2024395735
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 157, STEVENSVILLE, MI 49127-0157

Transferred To (Grantee/Buyer)

NameVerified Name
Address2934 NILES AVE, SAINT JOSEPH, MI 49085-2418

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJan 31, 2020
Property Address295 E NAPIER AVE, BENTON HARBOR, MI 49022-7333
Document Number03263/2603
Book / Page3263 / 2603
Map ReferenceLB 8 PG 51
Instrument DateJan 30, 2020
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$817.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 157, STEVENSVILLE, MI 49127-0157

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,000 (-27.19%)$128,000 (-27.19%)
2025$8,771.00 (+13.5%)$87,900 (-6.98%)$175,800 (-6.98%)
2024$7,728.00 (+120.74%)
2023$94,500$189,000
2022$3,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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