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248 E Cumberland Ct, Hernando, FL 34442 Property Records

Citrus County property record for 248 E Cumberland Ct, Hernando, FL 34442 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,680 sqft Living Area
Lot Size21,719 sqft (0.499 acres)
GarageAttached, 550 sqft
Last Sale$454,900 (2021)
Tax Bill$5,050.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00190-0150

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1230 W SKYVIEW LANDINGS DR, HERNANDO, FL 34442-6358
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 29, 2021Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Jan 11, 2018Warranty Deed, Transfer
MANATEE TITLE COMPANY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2021 · Amount on Record
Deed SaleSep 29, 2021 · Amount on Record
Prior SaleJan 11, 2018 · Amount on Record
Deed Doc Number202167344
Deed Book / Page3210 / 1202
Last Transfer DateJun 16, 2026
Transfer Doc0000036116
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 18, 2026
Property Address248 E CUMBERLAND CT, HERNANDO, FL 34442-9315
Document Number0000036116
Book / Page3680 / 2204
Instrument DateJun 16, 2026
Instrument202636116
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$101.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1230 W SKYVIEW LANDINGS DR, HERNANDO, FL 34442-6358

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 29, 2021
Property Address248 E CUMBERLAND CT, HERNANDO, FL 34442-9315
Document Number0032101202
Book / Page3210 / 1202
Map ReferenceMB 9 PG 73-83
Instrument DateSep 22, 2021
Instrument2021067344
Transaction TypeTransfer
Record UpdatedFeb 02, 2023
Title CompanyMANATEE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,184.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2476 N ESSEX AVE, HERNANDO, FL 34442-5321

Transferred To (Grantee/Buyer)

NameVerified Name
Address1725 E MONOPOLY LOOP, INVERNESS, FL 34453-3646

Mortgage

Document Number0032101205
DateSep 29, 2021
Book Page3210/1205
Instrument2021067346
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateOct 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexOther
Max Rate7.75%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJan 11, 2018
Property Address248 E CUMBERLAND CT, HERNANDO, FL 34442-9315
Document Number0028741317
Book / Page002874 / 001317
Instrument DateJan 08, 2018
Instrument1798
Transaction TypeTransfer
Record UpdatedJan 31, 2018
Title CompanyMANATEE TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$171.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2476 N ESSEX AVE HERNANDO FL 344425321, HERNANDO, FL 34442-5321

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,050.00 (+25.4%)$326,331 (-3.76%) Land $35,000 Building $291,331$326,331 (-3.76%) Land $35,000 Building $291,331
2024$4,027.00 (+2.36%) Homeowner's exemption Additional exemption filed$339,068 (+2.19%) Land $33,500 Building $305,568$339,068 (+2.19%) Land $33,500 Building $305,568
2023$3,934.00 (+6.9%) Homeowner's exemption Additional exemption filed$331,811 (+16.78%) Land $30,500 Building $301,311$331,811 (+16.78%) Land $30,500 Building $301,311
2022$3,680.00 Homeowner's exemption Additional exemption filed$284,135 Land $29,000 Building $255,135$284,135 Land $29,000 Building $255,135

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00190-0150
Alternative APNs
  • 1818S19E0110001900150
  • 2291915

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,680 sqft Living Area
Gross Area2,605 sqft Gross Area
1st Floor1,680 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialCombination Exterior
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area21,719 sqft (0.499 acres)
Depth X Width145 ft x 150 ft Depth x Width
Parking Spaces7 Parking Spaces
Garage TypeAttached Garage
Garage Area550 sqft Garage
PorchFinished/Screened Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number2291915
Street Address248 E CUMBERLAND CT
CityHERNANDO
StateFL
Zip34442-9315
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PGS 73-83 N1/2 OF LOT 15 BLK 19
Legal Range19E
Legal Township18S
Legal Section19
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block19
Legal Lot Number15
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup3
Census Block3005
Census Tract450703

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