Rowan County property record for 295 E Cardinal Ln, Clearfield, KY 40313 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $279 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-30 00 034.00 |
| Primary APN | 081-30 00 034.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 864 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Heating Fuel | Gas |
|---|
| Account Number | 9634 |
|---|---|
| Street Address | 295 E CARDINAL LN |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & .5 A+- CARDINAL LANE CL-5-18 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950301 |
Source: Rowan County records · APN 081-30 00 034.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 224, CLEARFIELD, KY 40313-0224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000222273 |
| Record Updated | Jun 08, 2026 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279.00 (+38.81%) Homeowner's exemption | $82,500 (+17.86%) Land $12,500 Building $70,000 | $82,500 (+17.86%) Land $12,500 Building $70,000 |
| 2023 | $201.00 Homeowner's exemption | $70,000 Building $70,000 | $70,000 Building $70,000 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059503012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2015–2018) |
| Most Recent Claim | Sep 2018, river or lake flooding |
| Wildfire Risk | Low above 32% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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