Rowan County property record for 257 E Cardinal Ln, Clearfield, KY 40313
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1994 |
| Lot Size | 9.6 acres (418,350 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $316 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-30 00 031.01 |
| Primary APN | 081-30 00 031.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Lot Area | 418,350 sqft (9.6 acres) |
| Account Number | 9632 |
|---|---|
| Street Address | 257 E CARDINAL LN |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9741 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 9.604 A+- & 1994 14X80 MH CARDINAL LANE |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950301 |
257 E Cardinal Ln, a mobile home, is owned by an individual.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 224, CLEARFIELD, KY 40313-0224 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000278841 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 257 E Cardinal Ln was $316.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $316.00 | $37,850 Land $26,900 Building $10,950 | $37,850 Land $26,900 Building $10,950 |
| 2023 | $259.00 | $30,500 Land $21,050 Building $9,450 | $30,500 Land $21,050 Building $9,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 257 E Cardinal Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2015–2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 257 E Cardinal Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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