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295 Crest Ave, Holts Summit, MO 65043 Property Records

Callaway County property record for 295 Crest Ave, Holts Summit, MO 65043

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,620 sqft · built 2006
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$218,500 (Jul 2018)
Tax Bill$2,379 (2025)
Deeds & MortgagesJul 2018 Mortgage
Sep 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-07.0-25.0-40-001-001.049

Property Details

APN / Parcel Number

Primary APN25-07.0-25.0-40-001-001.049
Alternative APN
  • 2507025040001000000

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft
Basement Area1,620 sqft
Finished Basement1,620 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Construction TypeFrame
Roof TypeGeodesic/Dome
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area99 sqft
Deck Area216 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number2507025040001001049
Street Address295 CREST AVE
CityHOLTS SUMMIT
StateMO
Zip65043-4714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 184 LAKE PARK VILLAGE SEC 5
Legal Range11W
Legal Township45N
Legal Section25
Legal SubdivisionLAKE PARK VILLAGE SEC 5
Legal Lot Number184
JurisdictionCALLAWAY MO
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1017
Census Tract70702

Owner

Source: Callaway County records · APN 25-07.0-25.0-40-001-001.049

Assessment roll updated January 15, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address295 CREST AVE, HOLTS SUMMIT, MO 65043-4714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2018Deed of Trust, Mortgage
CENTRAL TRUST BANK
Sep 05, 2017Deed of Trust, Mortgage · ARM
OZARKS FSLA
Nov 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CENTRAL TRUST BANK
Jul 17, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2018 · Amount on Record
Deed SaleJul 17, 2018 · Amount on Record
Prior SaleJan 09, 2006
Deed Document Number20184571
Deed Book / Page473 / 658
Prior Transfer DateOct 12, 2010
Prior Transfer DocM0429/0340
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address295 CREST AVE, HOLTS SUMMIT, MO 65043-4714
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000240/0000000918
DateJul 17, 2018
Book Page0000000240/0000000918
Instrument201804572
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
AmountAmount Recorded
Term354 Months
DueJan 01, 2048

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address295 CREST AVE, HOLTS SUMMIT, MO 65043-4714
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyMOUNTAIN VIEW LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberD0239/0590
DateSep 05, 2017
Book PageD0239/0590
Instrument201706246
Lender
NameOZARKS FSLA
TypeBank
AddressFARMINGTON, MO 63640
Agreement
TypeARM
AmountAmount Recorded
Term120 Months
DueSep 01, 2027
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2020
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change4.5%
Index11th District COF
Max Rate8.5%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address295 CREST AVE, HOLTS SUMMIT, MO 65043-4714
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000247/899
DateNov 10, 2021
Book Page247/899
Instrument202108494
Lender
NameCENTRAL TRUST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLAWAY MO
Recording DateJul 17, 2018
Property Address295 CREST AVE, HOLTS SUMMIT, MO 65043-4714
Document Number000473/658
Book / Page473 / 658
Instrument DateJul 09, 2018
Instrument201804571
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 CREST AVE, HOLTS SUMMIT, MO 65043-4714

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCallaway County
MunicipalityHolts Summit City
Unified School DistrictJefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,379.00 (-2.5%)$39,140 (-)$206,000 (-)
2024$2,440.00 (+0.04%)$39,140 (-)$206,000 (-)
2023$2,439.00 (+1.25%)$39,140 (+1.23%)$206,000 (+1.23%)
2022$2,409.00$38,665 Land $3,800 Building $34,865
2021$203,500 Land $20,000 Building $183,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Callaway County (29027C), as of September 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290270707021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Callabyte Technology
Fiber		1,000 / 1,000
Mediacom Communications
Cable · Fiber in parts of the area		1,000 / 50
Whittrio
Fixed Wireless · not low latency		100 / 50

Based on FCC filings for 154 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO3024084, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCALLAWAY COUNTY PWSD 1
serves 9,840 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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