265 Crest Ave, Holts Summit, MO 65043 Property Records

Callaway County property record for 265 Crest Ave, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,588 sqft · built 2009
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Mar 2009 Mortgage Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-40-001-001.046`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-40-001-001.046`
Alternative APN	`2507025040001000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	1,588 sqft
Basement Area	1,588 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2009
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	170 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2507025040001001046
Street Address	265 CREST AVE
City	HOLTS SUMMIT
State	MO
Zip	65043-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 187 LAKE PARK VILLAGE SEC 5
Legal Subdivision	LAKE PARK VILLAGE SEC 5
Legal Lot Number	187
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1017
Census Tract	70702

Owner

Source: Callaway County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	265 CREST AVE, HOLTS SUMMIT, MO 65043-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2009	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Oct 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Apr 21, 2008	Deed of Trust, Mortgage THE CENTRAL TRUST BANK
Oct 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MIDWEST MORTGAGE ASSOCIATES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2022
Deed Sale	Oct 25, 2022
Prior Sale	Mar 17, 2009
Deed Document Number	202206718
Deed Book / Page	503 / 479
Record Updated	Jun 8, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	265 CREST AVE, HOLTS SUMMIT, MO 65043-4714
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0223/0984
Date	Mar 17, 2009
Book Page	D0223/0984
Instrument	901882

Lender

Name	CENTRAL TRUST BANK
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	265 CREST AVE, HOLTS SUMMIT, MO 65043-4714
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000516/252
Date	Oct 22, 2024
Book Page	516/252
Instrument	202405527

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 1, 2053

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	265 CREST AVE, HOLTS SUMMIT, MO 65043-4714
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	D0221/0836
Date	Apr 21, 2008
Book Page	D0221/0836
Instrument	802396

Lender

Name	THE CENTRAL TRUST BANK
Address	JEFFERSON CITY, MO 65101

Agreement

Amount	Amount Recorded

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 25, 2022
Property Address	265 CREST AVE, HOLTS SUMMIT, MO 65043-4714
Document Number	000503/479
Book / Page	503 / 479
Instrument Date	Oct 24, 2022
Instrument	202206718
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CREST AVE, HOLTS SUMMIT, MO 65043-4714

Mortgage

Document Number	0202206719
Date	Oct 25, 2022
Instrument	202206719

Lender

Name	MIDWEST MORTGAGE ASSOCIATES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,368.00 (-2.47%)	$38,950 (-)	$205,000 (-)
2024	$2,428.00 (+0.04%)	$38,950 (-)	$205,000 (-)
2023	$2,427.00 (+1.25%)	$38,950 (+1.23%)	$205,000 (+1.23%)
2022	$2,397.00	$38,475 Land $3,800 Building $34,675
2021			$202,500 Land $20,000 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

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