295 Cortez Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 295 Cortez Dr, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	2,123 sqft Living Area
Lot Size	12,632 sqft (0.29 acres)
Occupancy	Owner Occupied
Last Sale	$299,900 (2015)
Tax Bill	$3,684.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`284149-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,123 sqft Living Area
Gross Area	2,629 sqft Gross Area
1st Floor	2,123 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,632 sqft (0.29 acres)
Depth X Width	125 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	506 sqft Garage
Patio Area	266 sqft Patio
Porch Area	184 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	295 CORTEZ DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7827
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	13/114-124 REPLAT OF ST AUGUSTINE SHORES UNIT TWO LOT 14 BLK 149 OR4071/151
Legal Range	30E
Legal Township	08S
Legal Section	41
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 2 REPLAT
Legal Block	149
Legal Lot Number	14
Legal Unit	2
Jurisdiction	ST JOHNS FL
Minor Civil Division	MATANZAS
Census Blockgroup	2
Census Block	2011
Census Tract	21208

Owner

Source: St. Johns County records · APN 284149-0140

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	295 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2015 · Amount on Record
Deed Sale	Aug 13, 2015 · Amount on Record
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Doc Number	201551141
Deed Book / Page	4071 / 151
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	295 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827
Transaction Type	Mortgage
Record Updated	Aug 02, 2022
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827

Mortgage

Document Number	0050611570
Date	Oct 05, 2020
Book Page	5061/1570
Instrument	2020086918

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,262 (+2.7%)	$429,224 (+0.31%) Land $120,000 Building $309,224
2025	$3,684.00 (+12.94%) Homeowner's exemption	$287,500 (+5.99%)	$427,905 (-2.73%) Land $120,000 Building $307,905
2024	$3,262.00 (+14.34%)
2023	$2,853.00 (+3.44%) Homeowner's exemption Senior Citizen's exemption	$271,259 (+3%)	$439,920 (+22.2%) Land $130,000 Building $309,920
2022	$2,758.00 Homeowner's exemption Senior Citizen's exemption	$263,358	$360,009 Land $90,720 Building $269,289

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.