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291 Cortez Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 291 Cortez Dr, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage2,076 sqft Living Area
Lot Size12,196 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$445,000 (2024)
Tax Bill$5,437.00 (2025)

Property Details

APN / Parcel Number

Primary APN284149-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,076 sqft Living Area
Gross Area2,743 sqft Gross Area
1st Floor2,076 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,196 sqft (0.28 acres)
Depth X Width125 ft x 99 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area532 sqft Garage
Patio Area384 sqft Patio
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address291 CORTEZ DR
CitySAINT AUGUSTINE
StateFL
Zip32086-7827
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description13/114-124 REPLAT OF ST AUGUSTINE SHORES UNIT TWO LOT 13 BLK 149 OR5954/428
Legal Range30E
Legal Township08S
Legal Section41
Legal SubdivisionST. AUGUSTINE SHORES UNIT 2 REPLAT
Legal Block149
Legal Lot Number13
Legal Unit2
JurisdictionST JOHNS FL
Minor Civil DivisionMATANZAS
Census Blockgroup2
Census Block2011
Census Tract21208

Owner

Source: St. Johns County records · APN 284149-0130

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address291 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 28, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
ALLIANCE FINANCIAL RESOURCES LLC
Aug 26, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LN SERVICING
Jul 20, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jan 24, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2024 · Amount on Record
Deed SaleMay 23, 2024 · Amount on Record
Prior SaleJul 20, 2018 · Amount on Record
Deed Doc Number202439706
Deed Book / Page5954 / 428
Record RefreshedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address291 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827

Mortgage

Document Number0055930964
DateJul 08, 2022
Book Page5593/964
Instrument2022067024
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address291 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044401387
DateSep 28, 2017
Book Page4440/1387
Instrument2017066002
Lender
NameALLIANCE FINANCIAL RESOURCES LLC
TypeMortgage Company
AddressPHOENIX, AZ 85054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address291 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827
Document Number0047871337
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address291 CORTEZ DR ST AUGUSTINE FL 320867827, ST AUGUSTINE, FL 32086-7827

Mortgage

Document Number0047871337
DateAug 30, 2019
Book Page004787/001337
Instrument64565
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 20, 2018
Property Address291 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827
Document Number0045831462
Book / Page4583 / 1462
Map ReferenceMB13 PG114-124
Instrument DateJul 16, 2018
Instrument2018052218
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TITLE SERVICES OF JOH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address116 GLADES TURN, 116, PANAMA CITY BEACH, FL 32407-2461

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827

Mortgage

Document Number2018052219
DateJul 20, 2018
Instrument2018052219
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 24, 2017
Property Address291 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827
Document Number0043201902
Book / Page4320 / 1902
Map ReferenceMB13 PG144-124
Instrument DateJan 20, 2017
Instrument2017005355
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TITLE SVCS OF ST JOHN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,837.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 CORTEZ DR, SAINT AUGUSTINE, FL 32086-7827

Mortgage

Document Number2017005356
DateJan 24, 2017
Instrument2017005356
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$386,930 (+2.11%) Land $120,000 Building $266,930$386,930 (+2.11%) Land $120,000 Building $266,930
2025$5,437.00 (+71.03%)$378,940 (+43.12%)$378,940 (-7.36%) Land $120,000 Building $258,940
2024$3,179.00 (+2.05%)
2023$3,115.00 (+7.41%) Homeowner's exemption$264,769 (+6.98%)$409,033 (+26.97%) Land $130,000 Building $279,033
2022$2,900.00 Homeowner's exemption$247,498$322,159 Land $90,720 Building $231,439

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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