295 Calle del Rey, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 295 Calle del Rey, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,051 sqft · built 2018
Lot Size	0.084 acres (3,684 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,872 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`726-57-006`

Property Details

APN / Parcel Number

Primary APN	`726-57-006`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,051 sqft Living Area
1st Floor Area	798 sqft
2nd Floor Area	1,253 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Other
Construction Type	Wood
Lot Area	3,684 sqft (0.084 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	295 CALLE DEL REY
City	MORGAN HILL
State	CA
Zip	95037-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 10433 LOT 6
Legal Subdivision	10433 VALENCIA PH 2
Legal Tract	10433
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2042
Census Tract	512311

Owner

295 Calle del Rey is owned and occupied by two individuals.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	295 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage LENDAGE LLC
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Nov 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPANY LENDING GROUP LLC COMPANY LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	295 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CALLE DEL REY, MORGAN HILL, CA 95037-3224

Mortgage

Document Number	0025932547
Date	Jan 20, 2026
Instrument	25932547

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	295 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CALLE DEL REY, MORGAN HILL, CA 95037-3224

Mortgage

Document Number	0025460558
Date	Apr 11, 2023
Instrument	25460558

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2033

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	295 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CALLE DEL REY, MORGAN HILL, CA 95037-3224

Mortgage

Document Number	0025259520
Date	Mar 14, 2022
Instrument	25259520

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	295 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CALLE DEL REY, MORGAN HILL, CA 95037-3224

Mortgage

Document Number	0024928185
Date	Apr 20, 2021
Instrument	24928185

Lender

Name	LENDAGE LLC
Type	Non-Lending Institution
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	295 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Document Number	0024728559
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	295 CALLE DEL REY MORGAN HILL CA 950373224, MORGAN HILL, CA 95037-3224

Mortgage

Document Number	0024728559
Date	Dec 1, 2020
Instrument	24728559

Lender

Name	COMPANY LENDING GROUP LLC COMPANY LENDING GROUP LLC
Type	Bank
Address	6301 BEACH BLVD # 350, BUENA PARK, CA 90621-4045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 295 Calle del Rey was $11,872.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,872.00	$1,036,312 Land $634,727 Building $401,585
2023	$11,501.00 (+1.7%)	$996,073 Land $610,081 Building $385,992
2022	$11,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 295 Calle del Rey in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Calle del Rey is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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