285 Calle del Rey, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 285 Calle del Rey, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,796 sqft · built 2018
Lot Size	0.084 acres (3,684 sqft)
Owner	Individual Name on File
Last Sale	$1,290,000 (Nov 2025)
Tax Bill	$14,562 (2025)
Deeds & Mortgages	Nov 2025 Sale Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`726-57-007`

Property Details

APN / Parcel Number

Primary APN	`726-57-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	700 sqft
2nd Floor Area	1,096 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	3,684 sqft (0.084 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	285 CALLE DEL REY
City	MORGAN HILL
State	CA
Zip	95037-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TR 10433 LOT 7
Legal Subdivision	10433 VALENCIA PH 2
Legal Tract	10433
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2042
Census Tract	512311

Owner

285 Calle del Rey is owned and occupied by an individual who bought it in November 2025.

Source: Santa Clara County records, as of November 11, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Grant Deed, Transfer CHICAGO TITLE COMPANY
Oct 14, 2022	Grant Deed, Transfer · Conventional Mortgage STAR ONE CU
May 10, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 12, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Oct 14, 2022 · Amount on File
Deed Document Number	25894089
Record Updated	Jun 8, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 3, 2025
Property Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Document Number	0025894089
Map Reference	MB 915 PG 25 - 27
Instrument Date	Oct 23, 2025
Instrument	25894089
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 14, 2022
Property Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Document Number	0025386472
Map Reference	MB 915 PG 25-27
Instrument Date	Oct 6, 2022
Instrument	25386472
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224

Mortgage

Document Number	0025386473
Date	Oct 14, 2022
Instrument	25386473

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	6.12%
Index	5-Year CMT
Max Rate	9.12%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 10, 2021
Property Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Document Number	0024954957
Map Reference	MB 915 PG 25-27
Instrument Date	Apr 29, 2021
Instrument	24954957
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 10, 2021
Property Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Document Number	0024954958
Map Reference	MB 915 PG 25-27
Instrument Date	Apr 29, 2021
Instrument	24954958
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224

Mortgage

Document Number	0024954959
Date	May 10, 2021
Instrument	24954959

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 12, 2019
Property Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224
Document Number	0024201870
Map Reference	MB 915 PG 25-27
Instrument Date	Apr 8, 2019
Instrument	24201870
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 CALLE DEL REY, MORGAN HILL, CA 95037-3224

Mortgage

Document Number	0024201871
Date	Jun 12, 2019
Instrument	24201871

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 285 Calle del Rey was $14,562.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,562.00	$1,274,489 Land $700,917 Building $573,572
2023	$14,108.00 (+33.03%)	$1,225,000 Land $673,700 Building $551,300
2022	$10,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 285 Calle del Rey in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Calle del Rey is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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