295 Chaumont Cir, Foothill Ranch, CA 92610 Property Records

Orange County property record for 295 Chaumont Cir, Foothill Ranch, CA 92610

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 891 sqft · built 1996
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2009)
Tax Bill	$3,510 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`939-113-55`

Property Details

APN / Parcel Number

Primary APN	`939-113-55`
Alternative APN	`601-221-67`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	891 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	295 CHAUMONT CIR
City	FOOTHILL RANCH
State	CA
Zip	92610-2352
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 13587 BLK LOT 5 UN 169 TRACT 13587, LOT 5 OF PROJECT 939-11 LOCATED ON
Legal Subdivision	SALERNO
Legal Tract	13587
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2005
Census Tract	52427

Owner

295 Chaumont Cir, a condominium, is owned and occupied by an individual who bought it in November 2009.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	295 CHAUMONT CIR, FOOTHILL RANCH, CA 92610-2352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTAL PACIFIC LENDING INC
Jun 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2009 · Amount on File
Deed Sale	Nov 10, 2009 · Amount on File
Prior Sale	Jun 27, 2005 · Amount on File
Deed Document Number	2009610617
Prior Transfer Date	Oct 20, 2009
Prior Transfer Doc	0000610616
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	295 CHAUMONT CIR, FOOTHILL RANCH, CA 92610-2352
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CHAUMONT CIR, FOOTHILL RANCH, CA 92610-2352

Mortgage

Document Number	0000027142
Date	Feb 6, 2024
Instrument	2024000027142

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	295 CHAUMONT CIR, FOOTHILL RANCH, CA 92610-2352
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CHAUMONT CIR, FOOTHILL RANCH, CA 92610-2352

Mortgage

Document Number	0000433331
Date	Jul 2, 2021
Instrument	2021000433331

Lender

Name	COASTAL PACIFIC LENDING INC
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	295 CHAUMONT CIR, FOOTHILL RANCH, CA 92610-2352
Document Number	0000280465
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CHAUMONT CIR FOOTHILL RANCH CA 926102352, FOOTHILL RANCH, CA 92610-2352

Mortgage

Document Number	0000280465
Date	Jun 18, 2020
Instrument	280465

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 295 Chaumont Cir was $3,510 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,902 (+2%) Land $202,133 Building $146,769
2025	$3,510.00 Homeowner's exemption	$342,061 Land $198,169 Building $143,892
2023	$3,363.00 (+1.85%) Homeowner's exemption	$328,779 Land $190,474 Building $138,305
2022	$3,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 295 Chaumont Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Chaumont Cir is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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