295 Cambridge St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 295 Cambridge St, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 932 sqft · built 1925
Lot Size	0.092 acres (3,995 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Apr 2019)
Tax Bill	$2,871 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-019-00043`

Property Details

APN / Parcel Number

Primary APN	`7-019-00043`
Alternative APN	`WORC M:07 B:019 L:00043`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	932 sqft Living Area
Gross Area	1,973 sqft
1st Floor Area	669 sqft
Basement Area	669 sqft
Unfinished Basement	669 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,995 sqft (0.092 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	7-019-00043
Street Address	295 CAMBRIDGE ST
City	WORCESTER
State	MA
Zip	01603-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BL-1
Legal Block	19
Legal Lot Number	43
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2011
Census Tract	733000

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	295 CAMBRIDGE ST, WORCESTER, MA 01603-2361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Jun 10, 2009 · Amount on Record
Deed Document Number	201932510
Deed Book / Page	60271 / 64
Prior Transfer Date	Apr 8, 2019
Prior Transfer Doc	60271-64
Record Updated	Oct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 16, 2019
Property Address	295 CAMBRIDGE ST, WORCESTER, MA 01603-2361
Document Number	60271-64
Book / Page	060271 / 000064
Instrument Date	Apr 8, 2019
Instrument	32510
Transaction Type	Transfer
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CAMBRIDGE ST WORCESTER MA 016032361, WORCESTER, MA 01603-2361

Mortgage

Document Number	60271-67
Date	Apr 16, 2019
Book Page	060271/000067
Instrument	32511

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,871.00 (+1.7%)	$216,200 (+1.03%) Land $46,600 Building $169,600	$312,839 (+19.97%)
2025	$2,823.00 (+11.23%)	$214,000 (+20.9%) Land $46,100 Building $167,900	$260,775 (+14.76%)
2024			$227,240
2023	$2,538.00	$177,000 Land $36,400 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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