285 Cambridge St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 285 Cambridge St, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,129 sqft · built 1828
Lot Size	0.093 acres (4,053 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2021)
Tax Bill	$3,216 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-016-0018B`

Property Details

APN / Parcel Number

Primary APN	`7-016-0018B`
Alternative APN	`WORC M:07 B:016 L:0018B`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,129 sqft Living Area
Gross Area	1,974 sqft
1st Floor Area	694 sqft
Basement Area	580 sqft
Unfinished Basement	580 sqft

Exterior

Year Built	Built 1828
Effective Year Built	Effective 1828
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,053 sqft (0.093 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	7-016-0018B
Street Address	285 CAMBRIDGE ST
City	WORCESTER
State	MA
Zip	01603-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BL-1
Legal Block	16
Legal Lot Number	18B
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2011
Census Tract	733000

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	285 CAMBRIDGE ST, WORCESTER, MA 01603-2361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD
Apr 12, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMWEST FUNDING CORP.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Book / Page	65688 / 255
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	065688-255
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 26, 2021
Property Address	285 CAMBRIDGE ST, WORCESTER, MA 01603-2361
Document Number	065688-255
Book / Page	65688 / 255
Instrument Date	Jul 23, 2021
Instrument	103724
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CAMBRIDGE ST, WORCESTER, MA 01603-2361

Mortgage

Document Number	0000103725
Date	Jul 26, 2021
Instrument	103725

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 12, 2019
Property Address	285 CAMBRIDGE ST, WORCESTER, MA 01603-2361
Document Number	060268-287
Book / Page	60268 / 287
Instrument Date	Apr 5, 2019
Instrument	32332
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CAMBRIDGE ST, WORCESTER, MA 01603-2361

Mortgage

Document Number	0000032333
Date	Apr 12, 2019
Instrument	32333

Lender

Name	AMWEST FUNDING CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,216.00 (+1.8%)	$242,200 (+1.13%) Land $47,100 Building $195,100	$328,989 (-10.1%)
2025	$3,159.00 (+11.27%)	$239,500 (+20.96%) Land $46,500 Building $193,000	$365,940 (+8.42%)
2024			$337,535
2023	$2,839.00	$198,000 Land $36,800 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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