295 Bayview Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 295 Bayview Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 1975
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$568,000 (Jan 2021)
Tax Bill	$25 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`20D 5 517`

Property Details

APN / Parcel Number

Primary APN	`20D 5 517`
Alternative APN	`3620`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	5,255 sqft
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft
Unfinished Basement	1,860 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Area	418 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	264 sqft
Deck Area	853 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3620
Street Address	295 BAYVIEW DR
City	LANCASTER
State	VA
Zip	22503-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORROTOMAN BY THE BAY 20D 5 516A .76 AC LR21/216
Legal Subdivision	CORROTOMAN
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3009
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13523 EDGEMONT RD, SMITHSBURG, MD 21783-1244
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jan 22, 2021	Warranty Deed, Transfer LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	2021216
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	295 BAYVIEW DR, LANCASTER, VA 22503
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000915
Date	Mar 30, 2021
Instrument	210000915

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jan 22, 2021
Property Address	295 BAYVIEW DR, LANCASTER, VA 22503
Document Number	0210000216
Instrument Date	Jan 4, 2021
Instrument	210000216
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13523 EDGEMONT RD, SMITHSBURG, MD 21783-1244

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25.00 (-98.81%)	$466,800 (+40.18%) Land $110,000 Building $356,800	$466,800 (+40.18%) Land $110,000 Building $356,800
2023	$2,097.00	$333,000 Land $110,000 Building $223,000	$333,000 Land $110,000 Building $223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORROTOMAN BY THE BAY private · serves 358 people · EPA ID VA4103230
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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