103 Bayview Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 103 Bayview Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,856 sqft · built 1993
Lot Size	0.653 acres (28,452 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (May 2026)
Tax Bill	$25 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20D 5 497`

Property Details

APN / Parcel Number

Primary APN	`20D 5 497`
Alternative APN	`3603`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	4,705 sqft
1st Floor Area	1,856 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,452 sqft (0.653 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	288 sqft
Patio Area	27 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3603
Street Address	103 BAYVIEW DR
City	LANCASTER
State	VA
Zip	22503-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORROTOMAN BY THE BAY LOT LR20/2230
Legal Subdivision	CORROTOMAN
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3009
Census Tract	30100

Owner

Source: Lancaster County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15748 MOSS FIRE CT, MOSELEY, VA 23120-1614
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
May 22, 2020	Deed of Trust, Mortgage · Line of Credit VIRGINIA COMMONWEALTH BANK
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	2026981
Record Updated	Sep 20, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANCASTER VA
Recording Date	May 19, 2026
Property Address	103 BAYVIEW DR, LANCASTER, VA 22503-3522
Document Number	0000000981
Instrument Date	May 12, 2026
Instrument	2026981
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15748 MOSS FIRE CT, MOSELEY, VA 23120-1614

Mortgage

Document Number	0000000982,
Date	May 19, 2026
Instrument	2026982

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	103 BAYVIEW DR, LANCASTER, VA 22503-3522
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000969
Date	May 22, 2020
Instrument	200000969

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 5, 2020
Property Address	103 BAYVIEW DR, LANCASTER, VA 22503-3522
Document Number	0200002230
Instrument Date	Sep 25, 2020
Instrument	200002230
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4110 KENSINGTON AVE, RICHMOND, VA 23221-1931

Mortgage

Document Number	0200002231
Date	Oct 5, 2020
Instrument	200002231

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25.00 (-98.7%)	$471,200 (+54.64%) Land $20,000 Building $451,200	$471,200 (+54.64%) Land $20,000 Building $451,200
2023	$1,919.00	$304,700 Land $20,000 Building $284,700	$304,700 Land $20,000 Building $284,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORROTOMAN BY THE BAY private · serves 358 people · EPA ID VA4103230
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Bayview Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures