Rensselaer County and Troy City property record for 295 2nd St, Troy, NY 12180
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,500 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,000 (Sep 2021) |
| Tax Bill | $3,094 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Apr 2021 Sale |
| APN | 381700 111.28-6-2 |
| Primary APN | 381700 111.28-6-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Total Area |
| 1st Floor Area | 1,250 sqft |
| 2nd Floor Area | 1,250 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 130 ft deep x 25 ft wide |
| Porch | Porch |
| Porch Area | 220 sqft |
| Canopy | 220 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0902730 |
|---|---|
| Street Address | 295 2ND ST |
| City | TROY |
| State | NY |
| Zip | 12180-4911 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MF |
| Legal Description | 2 STY BK HSE 59-22/115 |
| Legal Block | 6 |
| Legal Lot Number | 2.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 40900 |
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3 GRANT AVE, HIGHLAND PARK, NJ 08904-1807 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 2, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE NATIONAL BANK OF COXSACKIE |
| Apr 9, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on Record |
| Deed Sale | Sep 2, 2021 · Amount on Record |
| Deed Document Number | 2021595452 |
| Deed Book / Page | 9721 / 263 |
| Prior Transfer Date | Feb 17, 2021 |
| Prior Transfer Doc | 0095370103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 2, 2021 |
| Property Address | 295 2ND ST, TROY, NY 12180-4911 |
| Document Number | 0097210263 |
| Book / Page | 9721 / 263 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-595452 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 HASBROUCK DR, POUGHKEEPSIE, NY 12603-5316 |
| Document Number | 2021595452 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021-595452 |
| Name | THE NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Apr 9, 2021 |
| Property Address | 295 2ND ST, TROY, NY 12180-4911 |
| Document Number | 0095370103 |
| Book / Page | 9537 / 103 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021-586663 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 2ND ST, TROY, NY 12180-4911 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,094.00 (-36.66%) | ||
| 2025 | $4,885.00 (+26.88%) | $85,000 (-) Land $8,800 Building $76,200 | $145,500 (+19.85%) Land $15,064 Building $130,436 |
| 2023 | $85,000 (-) Land $8,800 Building $76,200 | $121,400 (+8.55%) Land $12,568 Building $108,832 | |
| 2022 | $3,850.00 | $85,000 Land $8,800 Building $76,200 | $111,842 Land $11,579 Building $100,263 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 42 (1979–2019) |
| Claims Outside the SFHA | 1 of 42 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile, Verizon.
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