Rensselaer County and Troy City property record for 287 2nd St, Troy, NY 12180
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 9,611 sqft · built 1930 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (Apr 2016) |
| Tax Bill | $15,157 (2026) |
| Deeds & Mortgages | Aug 2024 Refinance May 2019 Mortgage |
| APN | 381700 90.22-1-2 |
| Primary APN | 381700 90.22-1-2 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 9,611 sqft Gross Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 117 ft deep x 194 ft wide |
| View / Lot | Waterfront |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1500400 |
|---|---|
| Street Address | 287 2ND ST |
| City | TROY |
| State | NY |
| Zip | 12180 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | MU2 |
| Legal Description | 2 STY BR & CON SHOW RM & RES SPT 4-5-6-7-8 |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 40300 |
287 2nd St, a commercial property, is owned by a company that bought it in April 2016.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1011, LATHAM, NY 12110-0099 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER BANK |
| May 21, 2019 | Deed of Trust, Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on File |
| Deed Sale | Apr 22, 2016 · Amount on File |
| Deed Book / Page | 7796 / 323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 287 2ND ST, TROY, NY 12180-4637 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0107380237 |
|---|---|
| Date | Aug 5, 2024 |
| Book Page | 10738/237 |
| Instrument | 2024-644858 |
| Name | PIONEER BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 287 2ND ST, TROY, NY 12180 |
| Document Number | 0000551482 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1011 LATHAM NY 121100099, LATHAM, NY 12110-0099 |
| Document Number | 0000551482 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 008836/000012 |
| Instrument | 551482 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 21, 2024 |
The 2026 property tax bill for 287 2nd St was $15,157, up 32.7% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,157.00 (+32.67%) | ||
| 2025 | $11,425.00 | $250,000 Land $120,000 Building $130,000 | $428,100 Land $205,488 Building $222,612 |
| 2023 | $250,000 (-) Land $120,000 Building $130,000 | $357,100 (+8.56%) Land $171,408 Building $185,692 | |
| 2022 | $10,901.00 | $250,000 Land $120,000 Building $130,000 | $328,947 Land $157,895 Building $171,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 287 2nd St; there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 287 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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