2948 Schoolhouse Cir, Silver Spring, MD 20902 Property Records

Montgomery County property record for 2948 Schoolhouse Cir, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	3 ba · 1,980 sqft · built 1985
Lot Size	0.039 acres (1,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Nov 2018)
Tax Bill	$4,955 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02413378`

Property Details

APN / Parcel Number

Primary APN	`13-02413378`
Alternative APN	`02413378`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	720 sqft
Basement Area	540 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,700 sqft (0.039 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02413378
Street Address	2948 SCHOOLHOUSE CIR
City	SILVER SPRING
State	MD
Zip	20902-2561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT10.
Legal Description	COLLEGE VIEW
Legal Subdivision	COLLEGE VIEW
Legal Block	G
Legal Lot Number	37
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1004
Census Tract	703601

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2948 SCHOOLHOUSE CIR, SILVER SPRING, MD 20902-2561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS
Nov 21, 2018	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	May 2, 1990 · Amount on Record
Deed Book / Page	56900 / 46
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2948 SCHOOLHOUSE CIR, SILVER SPRING, MD 20902-2561
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0642350361
Date	Oct 8, 2021
Book Page	64235/361

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2948 SCHOOLHOUSE CIR, SILVER SPRING, MD 20902-2561
Document Number	0584580449
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2948 SCHOOLHOUSE CIR SILVER SPRING MD 209022561, SILVER SPRING, MD 20902-2561

Mortgage

Document Number	0584580449
Date	Nov 8, 2019
Book Page	058458/000449

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 21, 2018
Property Address	2948 SCHOOLHOUSE CIR, SILVER SPRING, MD 20902-2561
Document Number	0569000046
Book / Page	056900 / 000046
Instrument Date	Oct 31, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2948 SCHOOLHOUSE CIR SILVER SPRING MD 209022561, SILVER SPRING, MD 20902-2561

Mortgage

Document Number	569000053
Date	Nov 21, 2018
Book Page	056900/000053

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,200 (+6.8%)	$498,000 (-) Land $180,000 Building $318,000
2025	$4,955.00 (+24.84%)	$438,400 (+11.06%)	$498,000 (+21.88%) Land $180,000 Building $318,000
2023		$394,733	$408,600 Land $180,000 Building $228,600
2022	$3,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2012–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500

May also be available: AT&T, T-Mobile.

Nearby Properties on Schoolhouse Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures