Montgomery County property record for 2946 Schoolhouse Cir, Silver Spring, MD 20902
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,723 sqft · built 1985 |
| Lot Size | 0.039 acres (1,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $567,500 (May 2024) |
| Tax Bill | $4,685 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02413367 |
| Primary APN | 13-02413367 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,723 sqft Living Area |
| Gross Area | 1,963 sqft |
| 1st Floor Area | 692 sqft |
| Basement Area | 339 sqft |
| Finished Basement | 339 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,700 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02413367 |
|---|---|
| Street Address | 2946 SCHOOLHOUSE CIR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-2561 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT10. |
| Legal Description | COLLEGE VIEW |
| Legal Subdivision | COLLEGE VIEW |
| Legal Block | G |
| Legal Lot Number | 36 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 703601 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2946 SCHOOLHOUSE CIR, SILVER SPRING, MD 20902-2561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FEDFINANCIAL FCU |
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit TRANSPORTATION FCU |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on Record |
| Deed Sale | May 3, 2024 · Amount on Record |
| Prior Sale | Sep 28, 1998 · Amount on Record |
| Deed Book / Page | 67966 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2946 SCHOOLHOUSE CIR, SILVER SPRING, MD 20902-2561 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3801 CANTERBURY RD 602, 602, BALTIMORE, MD 21218-2375 |
| Document Number | 0679660009 |
|---|---|
| Date | May 3, 2024 |
| Book Page | 67966/9 |
| Name | FEDFINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER SPRING, MD 20903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2946 SCHOOLHOUSE CIR, SILVER SPRING, MD 20902-2561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0545150266 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 54515/266 |
| Name | TRANSPORTATION FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2946 SCHOOLHOUSE CIR, SILVER SPRING, MD 20902-2561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MARYLAND TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0606090457 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 60609/457 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,600 (+12.05%) | $532,300 (-) Land $180,000 Building $352,300 | |
| 2025 | $4,685.00 (+23.03%) | $428,900 (+15.39%) | $532,300 (+41.12%) Land $180,000 Building $352,300 |
| 2023 | $371,700 | $377,200 Land $180,000 Building $197,200 | |
| 2022 | $3,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2012–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber · Cable in parts of the area | 1,500 / 1,500 |
May also be available: AT&T, T-Mobile.
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