Harris County property record for 2948 Commerce St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,949 sqft · built 2013 |
| Lot Size | 0.059 acres (2,574 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $356,021 (Jan 2022) |
| Tax Bill | $5,830 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-212-001-0045 |
| Primary APN | 129-212-001-0045 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,949 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Attic | Attic |
| Attic Area | 121 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Lot Area | 2,574 sqft (0.059 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 44 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1292120010045 |
|---|---|
| Street Address | 2948 COMMERCE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 45 BLK 1 COMMERCE AVENUE T/H |
| Legal Subdivision | COMMERCE AVENUE T/H |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 310101 |
Source: Harris County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2948 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on Record |
| Deed Sale | Jan 5, 2022 · Amount on Record |
| Prior Sale | Mar 14, 2014 |
| Deed Document Number | 20227380 |
| Prior Transfer Date | Jun 3, 2016 |
| Prior Transfer Doc | 0000292081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2948 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2948 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Document Number | 0000290631 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2023-290631 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | HOUSTON, TX 77003 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2948 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2948 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Document Number | 0000020504 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-20504 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Dec 30, 2024 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,830.00 (-1.67%) Homeowner's exemption | $414,548 (+2.98%) Land $81,480 Building $333,068 | $414,548 (+2.98%) Land $81,480 Building $333,068 |
| 2024 | $5,929.00 (+10.22%) | ||
| 2023 | $402,554 Land $81,480 Building $321,074 | $402,554 Land $81,480 Building $321,074 | |
| 2022 | $5,379.00 (-14.75%) | ||
| 2020 | $6,310.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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