Harris County property record for 2946 Commerce St, Houston, TX 77003 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,949 sqft · built 2013 |
| Lot Size | 0.059 acres (2,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,900 (Apr 2018) |
| Tax Bill | $9,431 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-212-001-0046 |
| Primary APN | 129-212-001-0046 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,949 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Attic | Attic |
| Attic Area | 121 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Lot Area | 2,574 sqft (0.059 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 44 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1292120010046 |
|---|---|
| Street Address | 2946 COMMERCE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 46 BLK 1 COMMERCE AVENUE T/H |
| Legal Subdivision | COMMERCE AVENUE T/H |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 310101 |
Source: Harris County records · APN 129-212-001-0046
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 304696, ST THOMAS, VI 00803-4696 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Apr 20, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on Record |
| Deed Sale | Apr 20, 2018 · Amount on Record |
| Prior Sale | Oct 31, 2014 · Amount on Record |
| Deed Document Number | 2018169634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2946 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2946 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Document Number | 0000253203 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022-253203 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | May 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 20, 2018 |
| Property Address | 2946 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Document Number | 0000169634 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 169634 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2946 COMMERCE ST HOUSTON TX 770031634, HOUSTON, TX 77003-1634 |
| Document Number | 169635 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 169635 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,431.00 (+11.18%) | $414,548 (+2.98%) Land $81,480 Building $333,068 | $414,548 (+2.98%) Land $81,480 Building $333,068 |
| 2024 | $8,483.00 (+4.6%) | ||
| 2023 | $402,554 Land $81,480 Building $321,074 | $402,554 Land $81,480 Building $321,074 | |
| 2022 | $8,110.00 (-1.34%) | ||
| 2020 | $8,220.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482013101012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 38 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force 28 of 38 on primary residences |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017, other causes, Hurricane Harvey |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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