2948 Cliff Dr, Fort Smith, AR 72901 Property Records

Sebastian County property record for 2948 Cliff Dr, Fort Smith, AR 72901

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,180 sqft · built 2004
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$663,000 (Jun 2026)
Tax Bill	$4,854 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16955-0003-00000-00`

Property Details

APN / Parcel Number

Primary APN	`16955-0003-00000-00`
Alternative APN	`43566`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,180 sqft Living Area
Gross Area	4,023 sqft
1st Floor Area	2,182 sqft
Upper Floors Area	998 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	843 sqft
Driveway	Concrete Driveway
Driveway Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	75 sqft
Porch	Open Porch
Porch Area	80 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43566
Street Address	2948 CLIFF DR
City	FORT SMITH
State	AR
Zip	72901-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3
Legal Range	32
Legal Township	08
Legal Section	27
Legal Subdivision	SEBASTIAN WOODS II
Legal Block	3
Legal Lot Number	3
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	3
Census Block	3013
Census Tract	1201

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2948 CLIFF DR, FORT SMITH, AR 72901-7709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Sep 25, 1991 · Amount on Record
Deed Document Number	202612103
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jun 16, 2026
Property Address	2948 CLIFF DR, FORT SMITH, AR 72901-7709
Document Number	0000012103
Instrument Date	Jun 15, 2026
Instrument	202612103
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	HOPKINS TITLE, HOPKINS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220,977.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2948 CLIFF DR, FORT SMITH, AR 72901-7709

Mortgage

Document Number	0000012104,
Date	Jun 16, 2026
Instrument	202612104

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,854.00 (+4.77%)	$128,231 (-) Land $29,000 Building $99,231	$641,155 (-) Land $145,000 Building $496,155
2025	$4,633.00 (+16.2%) Homeowner's exemption	$128,231 (+68.7%) Land $29,000 Building $99,231	$641,155 (+68.7%) Land $145,000 Building $496,155
2023	$3,987.00 Homeowner's exemption	$76,010 Land $14,000 Building $62,010	$380,050 Land $70,000 Building $310,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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