2940 Cliff Dr, Fort Smith, AR 72901 Property Records

Sebastian County property record for 2940 Cliff Dr, Fort Smith, AR 72901

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,277 sqft · built 1996
Lot Size	1 acres (43,821 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Oct 2018)
Tax Bill	$5,798 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Apr 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`16955-0005-00000-00`

Property Details

APN / Parcel Number

Primary APN	`16955-0005-00000-00`
Alternative APN	`43568`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,277 sqft Living Area
Gross Area	4,273 sqft
1st Floor Area	3,277 sqft
Basement Area	225 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	43,821 sqft
Lot Dimensions	166 ft deep x 278 ft wide
Garage Type	Attached
Garage Area	996 sqft
Driveway	Concrete Driveway
Driveway Area	1,760 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	106 sqft
Porch	Open Porch
Porch Area	871 sqft
Patio Area	225 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43568
Street Address	2940 CLIFF DR
City	FORT SMITH
State	AR
Zip	72901-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5
Legal Range	32
Legal Township	08
Legal Section	27
Legal Subdivision	SEBASTIAN WOODS II
Legal Block	3
Legal Lot Number	5
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	3
Census Block	3013
Census Tract	1201

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRSTAR BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTAR BANK NA
Oct 21, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
May 23, 2014	Deed of Trust, Mortgage · Line of Credit FIRSTAR BANK NA
Oct 16, 2006	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRSTAR BANK NA
Feb 5, 2013	Trustee's Deed, Foreclosure · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Jan 24, 2008	Warranty Deed, Transfer FIRST NATL BANK SALLISAW ROLAND OFFICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Feb 5, 2013
Deed Document Number	201823540
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018F12562
Date	Jun 7, 2018
Instrument	2018F-12562

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	May 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020F09554
Date	Apr 30, 2020
Instrument	2020F-09554

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010F17490
Date	Oct 21, 2010
Instrument	2010F-17490

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2025

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014F06852
Date	May 23, 2014
Instrument	2014F-06852

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007201048
Date	Oct 16, 2006
Instrument	7201048

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	PO BOX 4360, TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 26, 2011

Interest

Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Oct 19, 2018
Property Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709
Document Number	2018F23540
Instrument Date	Oct 19, 2018
Instrument	2018F-23540
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2611 TOWSON AVE, 2611, FORT SMITH, AR 72901-6346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709

Mortgage

Document Number	2018F23541
Date	Oct 19, 2018
Instrument	2018F-23541

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

February 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Feb 5, 2013
Property Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709
Document Number	2013F01978
Instrument Date	Jan 30, 2013
Instrument	2013F-01978
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2490 CLIFF DR, FORT SMITH, AR 72901-7665

Mortgage

Document Number	2013F01979
Date	Feb 5, 2013
Instrument	2013F-01979

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2028

January 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jan 24, 2008
Property Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709
Document Number	0007234964
Instrument Date	Jan 18, 2008
Instrument	7234964
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	SECURITY ESCROW & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 CLIFF DR, FORT SMITH, AR 72901-7709
Investor	Possibly a Property Investor

Mortgage

Document Number	0007234965
Date	Jan 24, 2008
Instrument	7234965

Lender

Name	FIRST NATL BANK SALLISAW ROLAND OFFICE
Address	ROLAND, OK 74954

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 15, 2011

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,798.00 Homeowner's exemption	$158,544 (-) Land $29,000 Building $129,544	$792,720 (-) Land $145,000 Building $647,720
2025	$5,798.00 (+7.91%) Homeowner's exemption	$158,544 (+58.75%) Land $29,000 Building $129,544	$792,720 (+58.75%) Land $145,000 Building $647,720
2023	$5,373.00 Homeowner's exemption	$99,870 Land $14,000 Building $85,870	$499,350 Land $70,000 Building $429,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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