Monroe County property record for 29460 Independence Ave, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,932 sqft · built 2009 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $975,000 (Jul 2021) |
| Tax Bill | $9,501 (2024) |
| Deeds & Mortgages | Dec 2025 Reverse Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00248960-000000 |
| Primary APN | 00248960-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,382 sqft |
| 1st Floor Area | 1,932 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 444 sqft |
| Patio Area | 16 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1318574 |
|---|---|
| Street Address | 29460 INDEPENDENCE AVE |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LOTS 13 & 14 PINE CHANNEL ESTATES SEC 2 BIG PINE KEY PB6-2 OR488-1068 OR546-838 OR782-1278 OR994-312 OR1061-221 OR1061-222 OR1134-1132 OR1134-1133 OR1250-983 OR1420-858 OR1523-1812 OR1616-1722 OR1619-842 OR3112-2161 OR3196-590 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 27 |
| Legal Subdivision | PINE CHANNEL ESTATE SEC 2 |
| Legal Block | 5 |
| Legal Lot Number | 13,14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 971401 |
Source: Monroe County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 29460 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3217 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 3, 2025 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jul 16, 2021 | Warranty Deed, Transfer · Seller Carry-Back JAMES W ROBERTS ETUX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on Record |
| Deed Sale | Jul 16, 2021 · Amount on Record |
| Prior Sale | Mar 1, 1993 · Amount on Record |
| Deed Document Number | 20212330369 |
| Deed Book / Page | 3112 / 2161 |
| Last Transfer Date | Nov 26, 2025 |
| Transfer Doc | 0002524135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 3, 2025 |
| Property Address | 29460 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3217 |
| Document Number | 0033560403 |
| Book / Page | 3356 / 403 |
| Map Reference | MB 6 PG 2 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2524135 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | FIRST INT'L TITLE, FIRST INTL TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29460 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3217 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 29460 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3217 |
| Document Number | 0003356406 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 3356/406 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 981 Months |
| Due | Sep 15, 2107 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 16, 2021 |
| Property Address | 29460 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3217 |
| Document Number | 0031122161 |
| Book / Page | 3112 / 2161 |
| Map Reference | MB 5 PG 99 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2330369 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | TRUE TITLE FLORIDA KEYS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1836, PETERSBURG, AK 99833-1836 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 29460 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3217 |
| Document Number | 0031122163 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 3112/2163 |
| Name | JAMES W ROBERTS ETUX |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 15, 2022 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097,950 (+7.26%) | $1,380,539 (+16.1%) Land $862,500 Building $518,039 | |
| 2024 | $9,501.00 (+4.67%) | ||
| 2023 | $9,077.00 (+24.44%) Homeowner's exemption | $1,023,599 (+26.1%) | $1,189,125 (+38.25%) Land $787,500 Building $401,625 |
| 2022 | $7,294.00 Homeowner's exemption | $811,747 | $860,110 Land $457,500 Building $402,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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