29452 Independence Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29452 Independence Ave, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,196 sqft · built 1989
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$826,000 (Apr 2021)
Tax Bill	$9,411 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00248970-000000`

Property Details

APN / Parcel Number

Primary APN	`00248970-000000`
Alternative APNs	`27662900248970000000` `1318582`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	996 sqft

Exterior Amenities

Pool Area	250 sqft
Porch	Slab
Porch Area	561 sqft
Deck Area	235 sqft
Patio Area	1,806 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1318582
Street Address	29452 INDEPENDENCE AVE
City	BIG PINE KEY
State	FL
Zip	33043-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 5 LT 15 PINE CHANNEL EST SEC TWO PB6-2 BIG PINE KEY OR488-1068/69 OR782-1278 OR1055-245 OR1110-1397 OR1595-1333 OR1795-573/74M/R OR2407-1675 OR3091-1187
Legal Range	29E
Legal Township	66S
Legal Section	27
Legal Subdivision	PINE CHANNEL ESTATE SEC 2
Legal Block	5
Legal Lot Number	15
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2031
Census Tract	971401

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5776 SW 27TH ST, MIAMI, FL 33155-3133
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Apr 8, 2009 · Amount on Record
Deed Document Number	20212315485
Deed Book / Page	3091 / 1187
Transfer Doc	0017950573
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 22, 2021
Property Address	29452 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3217
Document Number	0030911187
Book / Page	3091 / 1187
Map Reference	MB 6 PG 2
Instrument Date	Apr 16, 2021
Instrument	2315485
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,782.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8458 PERSIMMON GROVE PIKE, ALEXANDRIA, KY 41001-1400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5776 SW 27TH ST, MIAMI, FL 33155-3133

Mortgage

Document Number	0030911189
Date	Apr 22, 2021
Instrument	3091/1189

Lender

Name	FIRSTBANK PUERTO RICO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,411.00 (+14.34%)	$1,032,883 (+14.04%) Land $693,750 Building $339,133	$1,032,883 (+14.04%) Land $693,750 Building $339,133
2024	$8,231.00 (+1.53%)
2023	$8,107.00 (+11.13%)	$905,724 (+17.54%) Land $600,000 Building $305,724	$905,724 (+17.54%) Land $600,000 Building $305,724
2022	$7,295.00	$770,590 Land $457,500 Building $313,090	$770,590 Land $457,500 Building $313,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20