2943 Talaga Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2943 Talaga Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 2002
Lot Size	0.57 acres (2,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,000 (Sep 2019)
Tax Bill	$6,009 (2024)
Deeds & Mortgages	Feb 2024 Transfer May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-327-030`

Property Details

APN / Parcel Number

Primary APN	`19-30-327-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft
Basement Area	1,278 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	2,496 sqft (0.57 acres)
Lot Dimensions	72 ft deep x 35 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2943 TALAGA DR
City	ALGONQUIN
State	IL
Zip	60102-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0032550 S 34.66FT LT 28 WINDING CREEK UNIT 1
Legal Subdivision	WINDING CREEK UNIT 1
Legal Lot Number	28
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2943 TALAGA DR, ALGONQUIN, IL 60102-6849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Transfer on Death Deed, Transfer
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	201932550
Last Transfer Date	Feb 6, 2024
Transfer Doc	0000003890
Record Updated	Sep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 21, 2024
Property Address	2943 TALAGA DR, ALGONQUIN, IL 60102-6849
Document Number	0000003890
Map Reference	DOC 2001R003755
Instrument Date	Feb 6, 2024
Instrument	2024R0003890
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 TALAGA DR, ALGONQUIN, IL 60102-6849

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2943 TALAGA DR, ALGONQUIN, IL 60102-6849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018486
Date	May 24, 2017
Instrument	2017R0018486

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate	4.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2943 TALAGA DR, ALGONQUIN, IL 60102-6849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035988
Date	Sep 8, 2020
Instrument	2020R0035988

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 30, 2019
Property Address	2943 TALAGA DR, ALGONQUIN, IL 60102-6849
Document Number	0000032550
Map Reference	DOC 2001R003755
Instrument Date	Sep 27, 2019
Instrument	2019R0032550
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	STARCK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 FAIRMONT CT, 1225, ALGONQUIN, IL 60102-1946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 TALAGA DR, ALGONQUIN, IL 60102-6849

Mortgage

Document Number	0000032551
Date	Sep 30, 2019
Instrument	2019R0032551

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,009.00	$92,826 (+24.24%) Land $18,583 Building $74,243	$278,478 (+24.24%) Land $55,749 Building $222,729
2022	Homeowner's exemption	$74,717 Land $16,326 Building $58,391	$224,151 Land $48,978 Building $175,173

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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