2945 Ross Ln, Escondido, CA 92025 Property Records

San Diego County property record for 2945 Ross Ln, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,869 sqft · built 1962
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Mar 2020)
Tax Bill	$7,641 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`239-231-46-00`

Property Details

APN / Parcel Number

Primary APN	`239-231-46-00`
Alternative APN	`2382603100`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,869 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	76,666 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2382603100
Street Address	2945 ROSS LN
City	ESCONDIDO
State	CA
Zip	92025-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-30
Legal Description	LOT K (EX HWY)DOC11-0142261 IN LOT J&IN TR 001721
Legal Subdivision	HOMELAND ACRES
Legal Tract	001721
Legal Block	1
Legal Lot Number	K,J
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	20708

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2945 ROSS LN, ESCONDIDO, CA 92025-7314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 9, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	Mar 17, 2011 · Amount on Record
Deed Document Number	2020119034
Prior Transfer Date	Nov 7, 2006
Prior Transfer Doc	0000793778
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2945 ROSS LN, ESCONDIDO, CA 92025-7314
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 ROSS LN, ESCONDIDO, CA 92025-7314

Mortgage

Document Number	0000259466
Date	Apr 2, 2021
Instrument	2021-0259466

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	ESCONDIDO, CA 92025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2020
Property Address	2945 ROSS LN, ESCONDIDO, CA 92025-7314
Document Number	0000119034
Instrument Date	Feb 14, 2020
Instrument	119034
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$677.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2945 ROSS LN ESCONDIDO CA 920257314, ESCONDIDO, CA 92025-7314

Mortgage

Document Number	119035
Date	Mar 9, 2020
Instrument	119035

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$686,039 (+2%) Land $487,594 Building $198,445
2025	$7,641.00 (+4.49%) Homeowner's exemption	$672,588 (+4.04%) Land $478,034 Building $194,554
2023	$7,313.00 (+1.08%) Homeowner's exemption	$646,472 Land $459,472 Building $187,000
2022	$7,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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