2945 Pine St, San Francisco, CA 94115 Property Records

San Francisco City property record for 2945 Pine St, San Francisco, CA 94115

Property Summary

Property TypeCondominium
Details3 bd · 1 ba · 1,475 sqft · built 1895
Lot Size0.079 acres (3,440 sqft)
Owner2 Individual Names on File
Last Sale$424,000 (Mar 1994)
Tax Bill$8,551 (2025)
Deeds & MortgagesSep 2020 Mortgage
Mar 2018 Line of Credit
APN1047-047

Property Details

APN / Parcel Number

Primary APN1047-047

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,475 sqft Living Area
1st Floor Area1,475 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area3,440 sqft (0.079 acres)

Location & Zoning

Street Address2945 PINE ST
CitySAN FRANCISCO
StateCA
Zip94115-2418
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRH2
Legal DescriptionMAP 32 PG 16 UNIT 2945 LOT 47
Legal SubdivisionMAP OF 2943-2945 PINE STREET
Legal Block1047
Legal Lot Number47
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionRICHMOND-PRESIDIO-MARINA
Census Block Group1
Census Block1009
Census Tract15402

Owner

2945 Pine St, a condominium, is owned and occupied by two individuals who acquired it in February 2005.

Source: San Francisco City records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address2945 PINE ST, SAN FRANCISCO, CA 94115-2418
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG LLC
Mar 2, 2018Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 1994 · Amount on File
Deed SaleMar 25, 1994 · Amount on File
Prior SaleMar 25, 1994
Deed Document Number1994573876
Deed Book / Page096 / 297
Last Transfer DateFeb 24, 2005
Transfer DocI833/0479
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address2945 PINE ST, SAN FRANCISCO, CA 94115-2418
Document Number0002200067
Instrument DateSep 19, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2945 PINE ST SAN FRANCISCO CA 941152418, SAN FRANCISCO, CA 94115-2418

Mortgage

Document Number0002200067
DateSep 25, 2020
Instrument22067
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 24, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address2945 PINE ST, SAN FRANCISCO, CA 94115-2418
Document Number0K59000316
Instrument DateMar 2, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2945 PINE ST SAN FRANCISCO CA 941152418, SAN FRANCISCO, CA 94115-2418

Mortgage

Document Number0K59000316
DateMar 16, 2018
InstrumentK590316
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 15, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2945 Pine St was $8,551 with a homeowner's exemption, up 3% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$735,097 (+2.01%) Land $346,744 Building $388,353
2025$8,551.00 (+2.96%) Homeowner's exemption$720,642 Land $339,924 Building $380,718
2024$8,305.00 (+1.47%)
2023$8,185.00 (+1.82%) Homeowner's exemption$692,660 Land $326,725 Building $365,935
2022$8,039.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 2945 Pine St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2945 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 978 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Google Fiber, Sonic Telecom.

Nearby Properties on Pine St

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