2945 Harding Cir, Reno, NV 89503 Property Records

Washoe County property record for 2945 Harding Cir, Reno, NV 89503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1983
Lot Size	0.123 acres (5,346 sqft)
Owner	Company Name on Record
Last Sale	$399,000 (Aug 2022)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	May 2026 Transfer Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-103-03`

Property Details

APN / Parcel Number

Primary APN	`001-103-03`
Alternative APN	`368`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	1,678 sqft
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	5,346 sqft (0.123 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2945 HARDING CIR
City	RENO
State	NV
Zip	89503-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	SUNBURST LT 10 BLK A
Legal Subdivision	SUNBURST
Legal Block	A
Legal Lot Number	10
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	2
Census Block	2004
Census Tract	2401

Owner

Source: Washoe County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	795 JACKS VALLEY RD, CARSON CITY, NV 89705-6934
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 23, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Jun 28, 2013 · Amount on Record
Deed Document Number	20225327660
Prior Transfer Date	Jun 26, 2014
Prior Transfer Doc	0004421145
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	May 26, 2026
Property Address	2945 HARDING CIR, RENO, NV 89503-2158
Document Number	0005624651
Instrument Date	May 21, 2026
Instrument	20265624651
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	795 JACKS VALLEY RD, CARSON CITY, NV 89705-6934

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 23, 2022
Property Address	2945 HARDING CIR, RENO, NV 89503-2158
Document Number	0005327660
Instrument Date	Aug 20, 2022
Instrument	5327660
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4541 FELTON ST APT 7, 4541, SAN DIEGO, CA 92116-4462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 SHOW JUMPER LN, RENO, NV 89521-4422

Mortgage

Document Number	0005327661
Date	Aug 23, 2022
Instrument	5327661

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,399 (-0.65%) Land $38,271 Building $24,128
2025	$1,126.00 (-16.9%)	$62,810 (+1.45%) Land $37,805 Building $25,005	$179,458 (+1.45%) Land $108,015 Building $71,443
2023	$1,355.00	$61,913 Land $37,240 Building $24,673	$176,894 (+50.11%) Land $106,400 Building $70,494
2021			$117,841 Land $57,665 Building $60,176

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 66% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Tech Stack 4, Verizon.

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