2935 Harding Cir, Reno, NV 89503 Property Records

Washoe County property record for 2935 Harding Cir, Reno, NV 89503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1983
Lot Size	0.122 acres (5,346 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Feb 1986)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-103-04`

Property Details

APN / Parcel Number

Primary APN	`001-103-04`
Alternative APN	`369`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1983
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	5,346 sqft (0.122 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	60 sqft
Deck Area	278 sqft
Patio Area	278 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	369
Street Address	2935 HARDING CIR
City	RENO
State	NV
Zip	89503-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	SUNBURST LT 11 BLK A
Legal Range	19
Legal Township	19
Legal Subdivision	SUNBURST
Legal Block	A
Legal Lot Number	11
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	2
Census Block	2004
Census Tract	2401

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2935 HARDING CIR, RENO, NV 89503-2158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 1986 · Amount on Record
Deed Sale	Feb 14, 1986 · Amount on Record
Deed Document Number	1052816
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2935 HARDING CIR, RENO, NV 89503-2158
Document Number	0004932309
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2935 HARDING CIR RENO NV 895032158, RENO, NV 89503-2158

Mortgage

Document Number	0004932309
Date	Jul 23, 2019
Instrument	4932309

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2935 HARDING CIR, RENO, NV 89503-2158
Document Number	0004672962
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2935 HARDING CIR RENO NV 895032158, RENO, NV 89503-2158

Mortgage

Document Number	0004672962
Date	Jan 23, 2017
Instrument	4672962

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00 (+6.04%)	$63,895 (+1.46%) Land $37,805 Building $26,090	$182,558 (+1.46%) Land $108,015 Building $74,543
2023	$1,341.00	$62,974 Land $37,240 Building $25,734	$179,926 Land $106,400 Building $73,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 66% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Tech Stack 4, Verizon.

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