San Luis Obispo County property record for 2945 Elderberry Ln, Avila Beach, CA 93424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,138 sqft · built 2007 |
| Lot Size | 0.122 acres (5,328 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,350,500 (Jun 2007) |
| Tax Bill | $19,935 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-164-038 |
| Primary APN | 076-164-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,138 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Lot Area | 5,328 sqft (0.122 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2945 ELDERBERRY LN |
|---|---|
| City | AVILA BEACH |
| State | CA |
| Zip | 93424-3513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TR 2149-2 LT 186 |
| Legal Subdivision | TRACT 2149 UN 02 |
| Legal Tract | 2149-2 |
| Legal Block | 3 |
| Legal Lot Number | 186 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | SAN LUIS OBISPO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11600 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2192, AVILA BEACH, CA 93424-2192 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2007 · Amount on Record |
| Deed Sale | Jun 27, 2007 · Amount on Record |
| Prior Sale | May 17, 2006 |
| Deed Document Number | 200743389 |
| Last Transfer Date | Nov 7, 2013 |
| Transfer Doc | 0000066106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2945 ELDERBERRY LN, AVILA BEACH, CA 93424-3513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2945 ELDERBERRY LN, AVILA BEACH, CA 93424-3513 |
| Document Number | 0000046145 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020046145 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,844,876 (+2%) Land $1,366,579 Building $478,297 | |
| 2025 | $19,935.00 (+3.6%) | $1,808,703 (+4.04%) Land $1,339,784 Building $468,919 |
| 2023 | $19,242.00 (+28.87%) | $1,738,470 Land $1,287,759 Building $450,711 |
| 2022 | $14,931.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (1978–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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