2920 Elderberry Ln, Avila Beach, CA 93424 Property Records

San Luis Obispo County property record for 2920 Elderberry Ln, Avila Beach, CA 93424

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,708 sqft · built 2010
Lot Size0.099 acres (4,289 sqft)
Owner2 Individual Names on Record
Last Sale$1,424,000 (Apr 2024)
Tax Bill$15,932 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN076-164-043

Property Details

APN / Parcel Number

Primary APN076-164-043

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,708 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Construction TypeWood
Lot Area4,289 sqft (0.099 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2920 ELDERBERRY LN
CityAVILA BEACH
StateCA
Zip93424-3513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionTR 2149-2 LT 191
Legal SubdivisionTRACT NO 2149 UNIT 2
Legal Tract2149-2
Legal Block3
Legal Lot Number191
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionSAN LUIS OBISPO
Census Block Group3
Census Block3008
Census Tract11600

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2623, AVILA BEACH, CA 93424-2623
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 22, 2024Intrafamily Transfer, Transfer
PLACER TITLE COMPANY
Apr 22, 2024Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jul 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
RATE RABBIT HOME LOANS
Jan 11, 2017Deed of Trust, Mortgage · Line of Credit
GOLDEN 1 CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2024 · Amount on Record
Deed SaleApr 22, 2024 · Amount on Record
Prior SaleNov 19, 2010
Deed Document Number202410421
Prior Transfer DateApr 18, 2024
Prior Transfer Doc0000010422
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2920 ELDERBERRY LN, AVILA BEACH, CA 93424-3513
Transaction TypeMortgage
Record UpdatedFeb 6, 2026
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 ELDERBERRY LN, AVILA BEACH, CA 93424-3513

Mortgage

Document Number0000002174
DateJan 23, 2026
Instrument2026002174
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 22, 2024
Property Address2920 ELDERBERRY LN, AVILA BEACH, CA 93424-3513
Document Number0000010422
Map ReferenceMB 19 PG 23
Instrument DateApr 18, 2024
Instrument2024010422
Transaction TypeTransfer
Record UpdatedMay 2, 2024
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 ELDERBERRY LN, AVILA BEACH, CA 93424-3513

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 22, 2024
Property Address2920 ELDERBERRY LN, AVILA BEACH, CA 93424-3513
Document Number0000010421
Map ReferenceMB 19 PG 23
Instrument DateApr 9, 2024
Instrument2024010421
Transaction TypeTransfer
Record UpdatedMay 2, 2024
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 ELDERBERRY LN, AVILA BEACH, CA 93424-3513

Mortgage

Document Number0000010423
DateApr 22, 2024
Instrument2024010423
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2920 ELDERBERRY LN, AVILA BEACH, CA 93424-3513
Transaction TypeMortgage
Record UpdatedAug 3, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 ELDERBERRY LN, AVILA BEACH, CA 93424-3513

Mortgage

Document Number0000052421
DateJul 23, 2021
Instrument2021052421
Lender
NameRATE RABBIT HOME LOANS
TypeMortgage Company
AddressSAN DIEGO, CA 92101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2920 ELDERBERRY LN, AVILA BEACH, CA 93424-3513
Document Number0000003483
Instrument DateJan 11, 2017
Transaction TypeMortgage
Record UpdatedFeb 2, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2121 AVILA BEACH CA 934242121, AVILA BEACH, CA 93424-2121

Mortgage

Document Number0000003483
DateJan 23, 2017
Instrument3483
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 22, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,481,529 (+2%) Land $884,340 Building $597,189
2025$15,932.00 (+96.69%) Homeowner's exemption$1,452,480 (+96.59%) Land $867,000 Building $585,480
2023$8,100.00 (+6.71%) Homeowner's exemption$738,846 Land $430,994 Building $307,852
2022$7,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims7 (1978–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 61% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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