2945 Co Rd 65, Centre, AL 35960 Property Records

Cherokee County property record for 2945 Co Rd 65, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2,343 sqft · built 2017
Lot Size	3.59 acres (156,380 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,937 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-14-01-11-0-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-01-11-0-000-005.000`
Alternative APNs	`ALT APN:1401110000005000` `31343`

Interior

Stories	2 Stories
Building Area	2,343 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	156,380 sqft (3.59 acres)
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	31343
Street Address	2945 COUNTY ROAD 65
City	CENTRE
State	AL
Zip	35960-6422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR NW/4 NW/4; W 110';NW 620';NE 440';S 630'TO POB
Legal Range	09E
Legal Township	10S
Legal Section	11
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5009
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2945 COUNTY ROAD 65, CENTRE, AL 35960-6422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage PEOPLES BANK OF ALA
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF ALA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2945 COUNTY ROAD 65, CENTRE, AL 35960-6422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200486
Date	Nov 20, 2017
Instrument	200486

Lender

Name	PEOPLES BANK OF ALA
Type	Non-Lending Institution
Address	CULLMAN, AL 35055

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2945 COUNTY ROAD 65, CENTRE, AL 35960-6422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200487
Date	Nov 20, 2017
Instrument	200487

Lender

Name	PEOPLES BANK OF ALA
Type	Non-Lending Institution
Address	CULLMAN, AL 35055

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,937.00 (+7.04%)
2025	$3,678.00 (+2.97%)	$43,340 (+6.02%) Land $37,460 Building $5,880	$1,043,500 (+2.92%) Land $374,500 Building $669,000
2024	$3,572.00 (-0.67%) Additional exemption filed	$40,880 (-59.95%) Land $35,000 Building $5,880	$1,013,900 (-0.67%) Land $350,000 Building $663,900
2023	$3,596.00 Additional exemption filed	$102,080 (+149.46%)	$1,020,700 (-) Land $350,000 Building $670,700
2022	$3,596.00 Additional exemption filed	$40,920 Land $35,000 Building $5,920	$1,020,700 Land $350,000 Building $670,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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