2715 Co Rd 65, Centre, AL 35960 Property Records

Cherokee County property record for 2715 Co Rd 65, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,756 sqft · built 2005
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,900 (Apr 2021)
Tax Bill	$861 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-01-11-0-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-01-11-0-000-008.000`
Alternative APNs	`ALT APN:1401110000008000` `212120`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	348 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	212120
Street Address	2715 COUNTY ROAD 65
City	CENTRE
State	AL
Zip	35960-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ THE SE COR LOT 1 LAKEVIEW ESTATES 13/13;N220 TO POB;;SE184;SLY ALG CO RD 65 258';;W159 TO POB
Legal Range	09E
Legal Township	10S
Legal Section	11
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	1
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5009
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2715 COUNTY ROAD 65, CENTRE, AL 35960-6418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAMILY SAVINGS CU
Apr 30, 2021	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MTG & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	2021217935
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2715 COUNTY ROAD 65, CENTRE, AL 35960-6418
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228648
Date	Apr 4, 2023
Instrument	228648

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 21, 2043

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 30, 2021
Property Address	2715 COUNTY ROAD 65, CENTRE, AL 35960-6418
Document Number	0000217935
Instrument Date	Apr 30, 2021
Instrument	217935
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 CAGLE RD, HARTSELLE, AL 35640-5810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 COUNTY ROAD 65, CENTRE, AL 35960-6418

Mortgage

Document Number	0000217936
Date	Apr 30, 2021
Instrument	217936

Lender

Name	VANDERBILT MTG & FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$861.00 (+7.36%)
2025	$802.00 Homeowner's exemption	$18,880 (+766.06%) Land $700 Building $18,180	$203,500 (-) Land $6,900 Building $196,600
2024	$802.00 (-53.56%) Additional exemption filed	$2,180 (-94.7%) Land $700 Building $1,480	$203,500 (-1.02%) Land $6,900 Building $196,600
2023	$1,727.00	$41,120 (+843.12%)	$205,600 (-) Land $6,900 Building $198,700
2022	$1,727.00	$4,360 Land $1,380 Building $2,980	$205,600 Land $6,900 Building $198,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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